Byline Bancorp vs First Mid Bancshares
BY and FMBH side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BY and FMBH compare
Byline Bancorp is the larger company, worth 1.3 times as much as First Mid Bancshares ($1.7B against $1.3B).
On earnings, Byline Bancorp is cheaper: it trades at 11.6× trailing earnings, against 12.5× for First Mid Bancshares.
First Mid Bancshares grew revenue faster over the last twelve months (13.5% versus 10.2% for Byline Bancorp).
Byline Bancorp keeps more of each dollar of sales as profit, with a net margin of 32.3% compared with 26.2% at First Mid Bancshares.
Both pay dividends: Byline Bancorp yields 1.2% and First Mid Bancshares 2.0%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BY | FMBH |
|---|---|---|
| Size and price | ||
| Market cap | $1.7B | $1.3B |
| Share price | $38.50 | $50.40 |
| Change, 1 year | 42.9% | 39.1% |
| Change, 5 years | 39.6% | 11.8% |
| Beta (5Y) | 0.70 | 0.61 |
| Employees | 1,027 | 1,219 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 | 3 (better) |
| Performance score | 5 (better) | 3 |
| Health score | 3 (better) | 2 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.6× (better) | 12.5× |
| P/S | 3.8× | 3.5× (better) |
| P/B | 1.3× | 1.2× (better) |
| P/FCF | 10.7× (better) | 11.2× |
| PEG | 1.60 (better) | 6.00 |
| FCF yield | 9.3% (better) | 8.9% |
| Fair value | $35.65 | $47.26 |
| Margin of safety | −8.0% | −6.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 10.2% | 13.5% (better) |
| Revenue growth, 5Y average | 10.0% | 13.3% (better) |
| Net income growth (TTM) | 25.6% (better) | 19.0% |
| EPS growth (TTM) | 23.5% (better) | 14.2% |
| EPS growth, 5Y average | 24.7% (better) | 7.2% |
| Profitability | ||
| Net margin | 32.3% (better) | 26.2% |
| FCF margin | 35.1% (better) | 31.2% |
| Return on equity | 12.0% (better) | 10.0% |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.22 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 2.0% (better) |
| Payout ratio | 13.4% | 24.5% |
| Years of dividend growth | 1 | 15 (better) |
| Dividend growth, 5Y average | 27.2% | 161% (better) |
| Buyback yield | 1.6% (better) | −0.09% |
| Shareholder yield | 2.8% (better) | 1.9% |
| Ownership | ||
| Held by institutions | 55.2% | 55.9% |
| Held by insiders | 28.7% | 10.0% |
| Insider net buying, 12 months | −$24.4M | −$470K (better) |
| Short interest, % of float | 4.4% | 3.0% |
Go deeper
- BY stock overview
- BY income statement
- BY valuation and score
- FMBH stock overview
- FMBH income statement
- FMBH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.