Byline Bancorp vs Commerce Bancshares
BY and CBSH side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BY and CBSH compare
Commerce Bancshares is the larger company, worth 4.5 times as much as Byline Bancorp ($7.9B against $1.7B).
Byline Bancorp grew revenue faster over the last twelve months (10.2% versus 6.5% for Commerce Bancshares).
Commerce Bancshares keeps more of each dollar of sales as profit, with a net margin of 130% compared with 32.3% at Byline Bancorp.
Both pay dividends: Byline Bancorp yields 1.2% and Commerce Bancshares 2.0%.
Byline Bancorp scores higher on the StockData Score (14 against 13 for Commerce Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BY | CBSH |
|---|---|---|
| Size and price | ||
| Market cap | $1.7B | $7.9B |
| Share price | $38.50 | $55.06 |
| Change, 1 year | 42.9% | 10.8% |
| Change, 5 years | 39.6% | −5.0% |
| Beta (5Y) | 0.70 | 0.63 |
| Employees | 1,027 | 4,577 |
| StockData Score | ||
| Total score | 14 (better) | 13 |
| Valuation score | 1 (better) | 0 |
| Growth score | 1 (better) | 0 |
| Performance score | 5 | 5 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.6× | – |
| P/S | 3.8× (better) | 17.6× |
| P/B | 1.3× (better) | 1.8× |
| P/FCF | 10.7× | 6.5× (better) |
| PEG | 1.60 | – |
| FCF yield | 9.3% | 15.4% (better) |
| Fair value | $35.65 | – |
| Margin of safety | −8.0% | – |
| Growth | ||
| Revenue growth (TTM) | 10.2% (better) | 6.5% |
| Revenue growth, 5Y average | 10.0% (better) | 5.7% |
| Net income growth (TTM) | 25.6% (better) | 4.6% |
| EPS growth (TTM) | 23.5% | – |
| EPS growth, 5Y average | 24.7% (better) | 8.9% |
| Profitability | ||
| Net margin | 32.3% | 130% (better) |
| FCF margin | 35.1% | 270% (better) |
| Return on equity | 12.0% | 14.6% (better) |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.18 |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 2.0% (better) |
| Payout ratio | 13.4% | 26.7% |
| Years of dividend growth | 1 | 4 (better) |
| Dividend growth, 5Y average | 27.2% (better) | 2.4% |
| Buyback yield | 1.6% | 4.3% (better) |
| Shareholder yield | 2.8% | 6.3% (better) |
| Ownership | ||
| Held by institutions | 55.2% | 76.0% |
| Held by insiders | 28.7% | 3.5% |
| Insider net buying, 12 months | −$24.4M | −$4.1M (better) |
| Short interest, % of float | 4.4% | 4.7% |
Go deeper
- BY stock overview
- BY income statement
- BY valuation and score
- CBSH stock overview
- CBSH income statement
- CBSH valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.