Bankwell Financial vs PCB Bancorp
BWFG and PCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BWFG and PCB compare
Bankwell Financial is the larger company, worth 1.3 times as much as PCB Bancorp ($564M against $421M).
On earnings, PCB Bancorp is cheaper: it trades at 10.1× trailing earnings, against 12.5× for Bankwell Financial.
Bankwell Financial grew revenue faster over the last twelve months (19.8% versus 12.9% for PCB Bancorp).
Bankwell Financial keeps more of each dollar of sales as profit, with a net margin of 1438% compared with 1323% at PCB Bancorp.
Both pay dividends: Bankwell Financial yields 1.1% and PCB Bancorp 2.2%.
PCB Bancorp scores higher on the StockData Score (18 against 16 for Bankwell Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BWFG | PCB |
|---|---|---|
| Size and price | ||
| Market cap | $564M | $421M |
| Share price | $70.77 | $29.96 |
| Change, 1 year | 59.0% | 36.1% |
| Change, 5 years | 128% | 34.5% |
| Beta (5Y) | 0.61 | 0.56 |
| Employees | 144 | 262 |
| StockData Score | ||
| Total score | 16 | 18 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 4 | 4 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.5× | 10.1× (better) |
| P/S | 178× | 131× (better) |
| P/B | 1.7× | 1.0× (better) |
| P/FCF | 15.3× | 10.6× (better) |
| PEG | – | 2.69 |
| FCF yield | 6.5% | 9.5% (better) |
| Fair value | $55.50 | $30.57 |
| Margin of safety | −27.5% | 2.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 19.8% (better) | 12.9% |
| Revenue growth, 5Y average | 29.1% (better) | 5.4% |
| Net income growth (TTM) | 56.9% (better) | 20.9% |
| EPS growth (TTM) | 56.0% (better) | 24.3% |
| EPS growth, 5Y average | 42.8% (better) | 19.9% |
| Profitability | ||
| Net margin | 1438% (better) | 1323% |
| FCF margin | 1162% | 1238% (better) |
| Return on equity | 14.5% (better) | 10.8% |
| Financial health | ||
| Altman Z-score | 0.19 (better) | 0.16 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | 2.2% (better) |
| Payout ratio | 13.8% | 28.6% |
| Years of dividend growth | 0 | 7 (better) |
| Dividend growth, 5Y average | 7.4% | 14.9% (better) |
| Buyback yield | 0.03% | 1.9% (better) |
| Shareholder yield | 1.2% | 4.1% (better) |
| Ownership | ||
| Held by institutions | 50.8% | 42.2% |
| Held by insiders | 20.6% | 18.9% |
| Insider net buying, 12 months | $2.6M (better) | $418K |
| Short interest, % of float | 9.3% | 1.6% |
Go deeper
- BWFG stock overview
- BWFG income statement
- BWFG valuation and score
- PCB stock overview
- PCB income statement
- PCB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.