Bankwell Financial vs OP Bancorp
BWFG and OPBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BWFG and OPBK compare
Bankwell Financial is the larger company, worth 2.5 times as much as OP Bancorp ($568M against $225M).
On earnings, OP Bancorp is cheaper: it trades at 7.8× trailing earnings, against 13.3× for Bankwell Financial.
Bankwell Financial grew revenue faster over the last twelve months (22.7% versus −44.1% for OP Bancorp).
Bankwell Financial keeps more of each dollar of sales as profit, with a net margin of 1431% compared with 1337% at OP Bancorp.
Both pay dividends: Bankwell Financial yields 1.1% and OP Bancorp 3.4%.
OP Bancorp scores higher on the StockData Score (19 against 16 for Bankwell Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BWFG | OPBK |
|---|---|---|
| Size and price | ||
| Market cap | $568M | $225M |
| Share price | $71.23 | $15.08 |
| Change, 1 year | 65.5% | 12.5% |
| Change, 5 years | 132% | 20.2% |
| Beta (5Y) | 0.61 | 0.65 |
| Employees | 144 | 249 |
| StockData Score | ||
| Total score | 16 | 19 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 4 | 5 (better) |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 13.3× | 7.8× (better) |
| P/S | 190× | 104× (better) |
| P/B | 1.8× | 0.9× (better) |
| P/FCF | 16.5× | 8.3× (better) |
| FCF yield | 6.1% | 12.0% (better) |
| Fair value | $52.99 | $18.44 |
| Margin of safety | −34.4% | 18.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.7% (better) | −44.1% |
| Revenue growth, 5Y average | 29.1% (better) | 17.5% |
| Net income growth (TTM) | 105% (better) | 29.8% |
| EPS growth (TTM) | 104% (better) | 30.4% |
| EPS growth, 5Y average | 42.8% (better) | 15.1% |
| Profitability | ||
| Net margin | 1431% (better) | 1337% |
| FCF margin | 1152% | 1247% (better) |
| Return on equity | 14.1% (better) | 12.8% |
| Financial health | ||
| Altman Z-score | 0.19 (better) | 0.14 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | 3.4% (better) |
| Payout ratio | 14.7% | 25.7% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 7.4% | 11.4% (better) |
| Buyback yield | 0.03% | – |
| Shareholder yield | 1.1% | 3.4% (better) |
| Ownership | ||
| Held by institutions | 50.8% | 74.7% |
| Held by insiders | 20.6% | 20.7% |
| Insider net buying, 12 months | $2.5M (better) | −$322K |
| Short interest, % of float | 9.1% | 1.2% |
Go deeper
- BWFG stock overview
- BWFG income statement
- BWFG valuation and score
- OPBK stock overview
- OPBK income statement
- OPBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.