Bank7 vs South Plains Financial
BSVN and SPFI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BSVN and SPFI compare
South Plains Financial is the larger company, worth 1.4 times as much as Bank7 ($803M against $561M).
On earnings, South Plains Financial is cheaper: it trades at 11.3× trailing earnings, against 13.7× for Bank7.
South Plains Financial grew revenue faster over the last twelve months (13.3% versus 0.14% for Bank7).
Bank7 keeps more of each dollar of sales as profit, with a net margin of 42.8% compared with 29.3% at South Plains Financial.
Both pay dividends: Bank7 yields 1.9% and South Plains Financial 1.7%.
Bank7 scores higher on the StockData Score (14 against 13 for South Plains Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BSVN | SPFI |
|---|---|---|
| Size and price | ||
| Market cap | $561M | $803M |
| Share price | $58.94 | $42.65 |
| Change, 1 year | 42.2% | 12.4% |
| Change, 5 years | 130% | 62.8% |
| Beta (5Y) | 0.66 | 0.54 |
| Employees | 125 | 603 |
| StockData Score | ||
| Total score | 14 (better) | 13 |
| Valuation score | 0 | 2 (better) |
| Growth score | 2 | 2 |
| Performance score | 6 (better) | 4 |
| Health score | 3 (better) | 2 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.7× | 11.3× (better) |
| P/S | 5.8× | 3.4× (better) |
| P/B | 2.1× | 1.3× (better) |
| P/FCF | 13.4× | 9.6× (better) |
| PEG | 1.16 (better) | 5.33 |
| FCF yield | 7.5% | 10.4% (better) |
| Fair value | $44.20 | $41.08 |
| Margin of safety | −33.4% | −3.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 0.14% | 13.3% (better) |
| Revenue growth, 5Y average | 14.6% (better) | −1.1% |
| Net income growth (TTM) | −4.7% | 16.5% (better) |
| EPS growth (TTM) | −5.1% | 7.7% (better) |
| EPS growth, 5Y average | 17.0% (better) | 6.8% |
| Profitability | ||
| Net margin | 42.8% (better) | 29.3% |
| FCF margin | 43.5% (better) | 35.1% |
| Return on equity | 16.0% (better) | 12.6% |
| Financial health | ||
| Altman Z-score | 0.36 (better) | 0.27 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% (better) | 1.7% |
| Payout ratio | 24.8% | 17.3% |
| Years of dividend growth | 5 | 6 (better) |
| Dividend growth, 5Y average | 20.0% | 34.7% (better) |
| Buyback yield | 0.28% | 1.5% (better) |
| Shareholder yield | 2.2% | 3.2% (better) |
| Ownership | ||
| Held by institutions | 33.6% | 46.5% |
| Held by insiders | 8.1% | 22.1% |
| Insider net buying, 12 months | −$1.3M (better) | −$16.2M |
| Short interest, % of float | 1.8% | 4.3% |
Go deeper
- BSVN stock overview
- BSVN income statement
- BSVN valuation and score
- SPFI stock overview
- SPFI income statement
- SPFI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.