Popular vs United Bankshares
BPOP and UBSI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BPOP and UBSI compare
Popular is the larger company, worth 1.5 times as much as United Bankshares ($10.0B against $6.6B).
On earnings, Popular is cheaper: it trades at 10.6× trailing earnings, against 13.1× for United Bankshares.
United Bankshares grew revenue faster over the last twelve months (14.5% versus 9.6% for Popular).
United Bankshares keeps more of each dollar of sales as profit, with a net margin of 40.2% compared with 37.9% at Popular.
Both pay dividends: Popular yields 2.0% and United Bankshares 3.2%.
Popular scores higher on the StockData Score (16 against 15 for United Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BPOP | UBSI |
|---|---|---|
| Size and price | ||
| Market cap | $10.0B | $6.6B |
| Share price | $156.61 | $48.22 |
| Change, 1 year | 43.4% | 34.7% |
| Change, 5 years | 88.9% | 25.8% |
| Beta (5Y) | 0.85 | 0.69 |
| Employees | 9,427 | 2,635 |
| StockData Score | ||
| Total score | 16 (better) | 15 |
| Valuation score | 2 (better) | 1 |
| Growth score | 2 | 3 (better) |
| Performance score | 5 (better) | 3 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 10.6× (better) | 13.1× |
| P/S | 3.9× (better) | 5.1× |
| P/B | 1.6× | 1.2× (better) |
| P/FCF | 12.4× | 12.3× (better) |
| PEG | – | 2.48 |
| FCF yield | 8.1% | 8.1% (better) |
| Fair value | $148.60 | $45.79 |
| Margin of safety | −5.4% | −5.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.6% | 14.5% (better) |
| Revenue growth, 5Y average | 6.2% | 36.3% (better) |
| Net income growth (TTM) | 34.4% (better) | 30.5% |
| EPS growth (TTM) | 43.5% (better) | 29.7% |
| EPS growth, 5Y average | 15.9% (better) | 6.4% |
| Profitability | ||
| Net margin | 37.9% | 40.2% (better) |
| FCF margin | 31.6% | 41.6% (better) |
| Return on equity | 15.6% (better) | 9.5% |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Altman Z-score | 0.21 | 0.27 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 3.2% (better) |
| Payout ratio | 20.4% | 41.1% |
| Years of dividend growth | 7 | 16 (better) |
| Dividend growth, 5Y average | 12.6% (better) | 1.3% |
| Buyback yield | – | 3.2% |
| Shareholder yield | 2.0% | 6.4% (better) |
| Ownership | ||
| Held by institutions | 93.1% | 75.7% |
| Held by insiders | 2.0% | 2.4% |
| Insider net buying, 12 months | −$17.3M | −$144K (better) |
| Short interest, % of float | – | 5.0% |
Go deeper
- BPOP stock overview
- BPOP income statement
- BPOP valuation and score
- UBSI stock overview
- UBSI income statement
- UBSI valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.