BOK Financial vs FNB
BOKF and FNB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BOKF and FNB compare
BOK Financial is the larger company, worth 1.2 times as much as FNB ($7.9B against $6.4B).
On earnings, FNB is cheaper: it trades at 10.8× trailing earnings, against 12.2× for BOK Financial.
FNB grew revenue faster over the last twelve months (11.8% versus 9.8% for BOK Financial).
FNB keeps more of each dollar of sales as profit, with a net margin of 33.0% compared with 28.5% at BOK Financial.
Both pay dividends: BOK Financial yields 1.9% and FNB 2.8%.
FNB scores higher on the StockData Score (21 against 16 for BOK Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BOKF | FNB |
|---|---|---|
| Size and price | ||
| Market cap | $7.9B | $6.4B |
| Share price | $130.22 | $18.06 |
| Change, 1 year | 22.9% | 16.6% |
| Change, 5 years | 19.1% | 45.1% |
| Beta (5Y) | 0.83 | 0.89 |
| Employees | 5,034 | 4,282 |
| StockData Score | ||
| Total score | 16 | 21 (better) |
| Valuation score | 4 | 5 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 4 | 6 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.2× | 10.8× (better) |
| P/S | 3.5× (better) | 3.5× |
| P/B | 1.3× | 0.9× (better) |
| P/FCF | 5.9× (better) | 10.2× |
| PEG | 2.01 | 1.26 (better) |
| FCF yield | 16.9% (better) | 9.8% |
| Fair value | $131.82 | $19.93 |
| Margin of safety | 1.2% | 9.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.8% | 11.8% (better) |
| Revenue growth, 5Y average | 2.2% | 7.7% (better) |
| Net income growth (TTM) | 21.4% | 29.3% (better) |
| EPS growth (TTM) | 27.4% | 31.3% (better) |
| EPS growth, 5Y average | 8.2% | 12.9% (better) |
| Profitability | ||
| Net margin | 28.5% | 33.0% (better) |
| FCF margin | 58.5% (better) | 34.0% |
| Return on equity | 10.9% (better) | 9.0% |
| Financial health | ||
| Debt / equity | – | 0.39 |
| Altman Z-score | 0.31 (better) | 0.19 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | 2.8% (better) |
| Payout ratio | 23.1% | 29.3% |
| Years of dividend growth | 12 (better) | 0 |
| Dividend growth, 5Y average | 2.7% (better) | 0.00% |
| Buyback yield | 4.5% (better) | 1.8% |
| Shareholder yield | 6.5% (better) | 4.5% |
| Ownership | ||
| Held by institutions | 37.6% | 93.2% |
| Held by insiders | 63.5% | 1.6% |
| Insider net buying, 12 months | −$2.1M | −$1.4M (better) |
| Short interest, % of float | 11.5% | 6.8% |
Go deeper
- BOKF stock overview
- BOKF income statement
- BOKF valuation and score
- FNB stock overview
- FNB income statement
- FNB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.