Beeline vs FinVolution
BLNE and FINV side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BLNE and FINV compare
Beeline grew revenue faster over the last twelve months (54.1% versus 3.9% for FinVolution).
FinVolution keeps more of each dollar of sales as profit, with a net margin of 18736% compared with −198% at Beeline.
Beeline scores higher on the StockData Score (10 against 8 for FinVolution), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BLNE | FINV |
|---|---|---|
| Size and price | ||
| Market cap | $14.9M | – |
| Share price | $0.452 | $2.85 |
| Change, 1 year | −74.9% | −52.7% |
| Change, 5 years | −99.9% | −54.0% |
| Beta (5Y) | 1.07 | 0.66 |
| Employees | 84 | 3,869 |
| StockData Score | ||
| Total score | 10 (better) | 8 |
| Valuation score | 3 (better) | 0 |
| Growth score | 1 | 1 |
| Performance score | 1 | 5 (better) |
| Health score | 5 (better) | 2 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/S | 1.4× | – |
| P/B | 0.3× | – |
| Fair value | $1.16 | – |
| Margin of safety | 61.0% | – |
| Growth | ||
| Revenue growth (TTM) | 54.1% (better) | 3.9% |
| Revenue growth, 5Y average | −11.1% (better) | −71.8% |
| Net income growth (TTM) | – | 6.7% |
| EPS growth (TTM) | – | 6.1% |
| EPS growth, 5Y average | – | 7.8% |
| Profitability | ||
| Operating margin | −198% | – |
| Net margin | −198% | 18736% (better) |
| FCF margin | – | 13143% |
| Return on equity | −42.3% | 16.0% (better) |
| Return on invested capital | −34.6% | – |
| Financial health | ||
| Debt / equity | 0.00 | 0.01 (better) |
| Current ratio | 1.07 | – |
| Altman Z-score | −3.35 | – |
| Piotroski F-score | 4 (better) | 3 |
| Dividends and buybacks | ||
| Payout ratio | – | 20.1% |
| Shareholder yield | 0.00% | – |
| Ownership | ||
| Held by institutions | 12.7% | 2.3% |
| Held by insiders | 27.9% | 26.0% |
| Insider net buying, 12 months | $593K (better) | −$80.3K |
| Short interest, % of float | 8.0% | – |
Go deeper
- BLNE stock overview
- BLNE income statement
- BLNE valuation and score
- FINV stock overview
- FINV income statement
- FINV valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.