BCB Bancorp vs Provident Financial Services
BCBP and PFS side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCBP and PFS compare
Provident Financial Services is the larger company, worth 18 times as much as BCB Bancorp ($3.0B against $166M).
Provident Financial Services grew revenue faster over the last twelve months (7.9% versus 3.2% for BCB Bancorp).
Provident Financial Services keeps more of each dollar of sales as profit, with a net margin of 402% compared with −152% at BCB Bancorp.
Both pay dividends: BCB Bancorp yields 1.7% and Provident Financial Services 4.2%.
Provident Financial Services scores higher on the StockData Score (15 against 6 for BCB Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCBP | PFS |
|---|---|---|
| Size and price | ||
| Market cap | $166M | $3.0B |
| Share price | $9.17 | $22.94 |
| Change, 1 year | 17.7% | 21.6% |
| Change, 5 years | −39.6% | −6.5% |
| Beta (5Y) | 0.54 | 0.74 |
| Employees | 295 | 1,866 |
| StockData Score | ||
| Total score | 6 | 15 (better) |
| Valuation score | 2 | 3 (better) |
| Growth score | 0 | 0 |
| Performance score | 0 | 5 (better) |
| Health score | 1 | 3 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | – | 9.6× |
| P/S | 1.6× (better) | 38.8× |
| P/B | 0.7× (better) | 1.0× |
| P/FCF | 5.4× (better) | 9.9× |
| FCF yield | 18.4% (better) | 10.1% |
| Fair value | – | $25.09 |
| Margin of safety | – | 8.6% |
| Growth | ||
| Revenue growth (TTM) | 3.2% | 7.9% (better) |
| Revenue growth, 5Y average | 1.8% | 9.9% (better) |
| Net income growth (TTM) | −5664% | 21.0% (better) |
| EPS growth (TTM) | −16580% | 21.4% (better) |
| EPS growth, 5Y average | – | 9.9% |
| Profitability | ||
| Net margin | −152% | 402% (better) |
| FCF margin | 30.0% | 391% (better) |
| Return on equity | −54.7% | 11.0% (better) |
| Financial health | ||
| Altman Z-score | 0.06 | 0.15 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | 4.2% (better) |
| Payout ratio | – | 40.1% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 2.7% (better) | 0.85% |
| Buyback yield | −55.5% | 0.34% (better) |
| Shareholder yield | −53.7% | 4.5% (better) |
| Ownership | ||
| Held by institutions | 43.7% | 76.2% |
| Held by insiders | 19.4% | 2.9% |
| Insider net buying, 12 months | $1.4M (better) | −$2.2M |
| Short interest, % of float | 11.0% | 4.7% |
Go deeper
- BCBP stock overview
- BCBP income statement
- BCBP valuation and score
- PFS stock overview
- PFS income statement
- PFS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.