BCBPNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
BCB BANCORP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$8.17+0.05 (+0.62%)
Close on Oct 19, 2026
- Market cap
- $141.39M
- P/E (TTM)
- –
- Dividend yield
- 7.83%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
-12.3%−34.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +7.0% | -4.2% | +1.8% | +5.3% | |
| Free cash flow | -47.6% | -4.8% | -24.0% | +23.8% | |
| Dividend per share | 0.0% | 0.0% | +2.7% | +16.4% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 6.0% | 8.5% | -4.0% | |
| Return on assets | 0.5% | 0.7% | -0.4% | |
| Debt to equity | 1.34 | – | – | |
| Capex to revenue | 9.9% | 1.5% | 1.0% | |
| Diluted shares | 11M | 17M | 17M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Bcb Bancorp generated $225.59M from operations and spent $70.73M on capital expenditure, dividends and share buybacks. 11% of that went back into the business.
Generated
$225.59M
Used
$70.73M
Capital expenditure$7.64M11%Dividends$51.66M73%Share buybacks$11.43M16%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-12.3%
×Asset turnover0.03×
×Equity multiplier10.95×
=Return on equity, FY2025-4.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -12.3% | 0.03× | 10.95× | -4.0% |
| FY2024 | 19.6% | 0.03× | 11.65× | 5.8% |
| FY2023 | 27.3% | 0.03× | 12.19× | 9.7% |
| FY2022 | 39.4% | 0.04× | 11.52× | 16.1% |
| FY2021 | 32.3% | 0.04× | 11.06× | 13.1% |
| FY2020 | 22.5% | 0.03× | 11.72× | 8.5% |
| FY2019 | 23.9% | 0.03× | 12.70× | 9.6% |
| FY2018 | 19.6% | 0.04× | 12.26× | 8.9% |
| FY2017 | 14.4% | 0.04× | 11.87× | 6.5% |
| FY2016 | 13.1% | 0.04× | 12.57× | 6.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-$12.53M
- Cash generatingOperating cash flow above zero$35.92M
- Return on assets improvedROA up on the prior year0.5% → -0.3%
- Earnings backed by cashOperating cash flow above net income$35.92M vs -$12.53M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise17M → 17M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.02 → 0.03