California BanCorp \ CA vs Hanmi Financial
BCAL and HAFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCAL and HAFC compare
Hanmi Financial is the larger company, worth 1.4 times as much as California BanCorp \ CA ($965M against $691M).
On earnings, Hanmi Financial is cheaper: it trades at 11.0× trailing earnings, against 11.7× for California BanCorp \ CA.
Hanmi Financial grew revenue faster over the last twelve months (15.7% versus 4.3% for California BanCorp \ CA).
California BanCorp \ CA keeps more of each dollar of sales as profit, with a net margin of 33.4% compared with 31.2% at Hanmi Financial.
Both pay dividends: California BanCorp \ CA yields 2.0% and Hanmi Financial 3.4%.
Hanmi Financial scores higher on the StockData Score (15 against 14 for California BanCorp \ CA), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCAL | HAFC |
|---|---|---|
| Size and price | ||
| Market cap | $691M | $965M |
| Share price | $21.48 | $32.55 |
| Change, 1 year | 18.7% | 21.0% |
| Change, 5 years | 38.8% | 35.7% |
| Beta (5Y) | 0.42 | 0.78 |
| Employees | 288 | 610 |
| StockData Score | ||
| Total score | 14 | 15 (better) |
| Valuation score | 3 | 3 |
| Growth score | 2 | 2 |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 1 | 3 (better) |
| Valuation | ||
| P/E | 11.7× | 11.0× (better) |
| P/S | 3.8× | 3.4× (better) |
| P/B | 1.2× (better) | 1.2× |
| EV/EBITDA | – | 6.8× |
| P/FCF | 11.7× | 4.6× (better) |
| PEG | 0.39 | – |
| FCF yield | 8.6% | 21.8% (better) |
| Fair value | $21.70 | $30.87 |
| Margin of safety | 1.0% (better) | −5.4% |
| Growth | ||
| Revenue growth (TTM) | 4.3% | 15.7% (better) |
| Revenue growth, 5Y average | – | 3.8% |
| Net income growth (TTM) | 92.6% (better) | 36.7% |
| EPS growth (TTM) | 114% (better) | 38.1% |
| EPS growth, 5Y average | – | 12.7% |
| Profitability | ||
| Operating margin | – | 31.2% |
| Net margin | 33.4% (better) | 31.2% |
| FCF margin | 32.9% | 73.4% (better) |
| Return on equity | 10.6% | 11.3% (better) |
| Return on invested capital | – | 14.9% |
| Financial health | ||
| Altman Z-score | 0.22 | 0.23 (better) |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 3.4% (better) |
| Payout ratio | – | 37.1% |
| Years of dividend growth | – | 1 |
| Dividend growth, 5Y average | – | 15.7% |
| Buyback yield | 1.8% (better) | 1.7% |
| Shareholder yield | 3.8% | 5.1% (better) |
| Ownership | ||
| Held by institutions | 71.0% | 93.6% |
| Held by insiders | 8.6% | 2.2% |
| Insider net buying, 12 months | −$46.0M | −$279K (better) |
| Short interest, % of float | 3.4% | 4.5% |
Go deeper
- BCAL stock overview
- BCAL income statement
- BCAL valuation and score
- HAFC stock overview
- HAFC income statement
- HAFC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.