BCALNasdaqNational Commercial BanksFiscal year ends December 31
California BanCorp \ CA
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$21.59−0.17 (-0.78%)
Close on Oct 19, 2026
- Market cap
- $699.43M
- P/E (TTM)
- 11.7
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2021 to 2025
Net margin
35.0%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +41.0% | +25.4% | – | – | |
| Net income | +1060.6% | +57.6% | – | – | |
| EPS, diluted | +777.3% | +29.9% | – | – | |
| Free cash flow | +14.5% | +66.8% | – | – |
Returns and balance sheet
5 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2021 | FY2021 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 11.6% | |
| Return on assets | – | – | 1.6% | |
| Capex to revenue | – | – | 0.2% | |
| Diluted shares | – | – | 33M |
Cash use needs five years of cash flow figures
California BanCorp \ CA does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin35.0%
×Asset turnover0.04×
×Equity multiplier7.41×
=Return on equity, FY202511.6%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 35.0% | 0.04× | 7.41× | 11.6% |
| FY2024 | 4.3% | 0.04× | 7.99× | 1.4% |
| FY2023 | 26.6% | 0.04× | 8.47× | 9.4% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$63.06M
- Cash generatingOperating cash flow above zero$57.29M
- Return on assets improvedROA up on the prior year0.2% → 1.6%
- Earnings backed by cashOperating cash flow above net income$57.29M vs $63.06M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise25M → 33M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.04