LUNYSEFinance ServicesFiscal year ends December 31
Lufax Holding Ltd
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026
$0.87+0.00 (+0.24%)
Close on Oct 19, 2026
Margins
Share of revenue, fiscal years 2017 to 2025
Net margin
-37.5%−67.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -31.5% | -42.4% | -32.9% | – |
Returns and balance sheet
9 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 19.1% | -2.6% | |
| Return on assets | – | 6.2% | -1.0% | |
| Diluted shares | – | 1.13B | 1.73B |
Cash use needs five years of cash flow figures
Lufax does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-37.5%
×Asset turnover0.03×
×Equity multiplier2.55×
=Return on equity, FY2025-2.6%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -37.5% | 0.03× | 2.55× | -2.6% |
| FY2024 | -47.4% | 0.04× | 2.54× | -4.5% |
| FY2023 | 5.3% | 0.05× | 3.20× | 0.9% |
| FY2022 | 26.6% | 0.08× | 3.84× | 8.4% |
| FY2021 | 43.9% | 0.13× | 3.49× | 19.3% |
| FY2020 | 30.0% | 0.21× | 3.07× | 19.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-CN¥2.10B
- Cash generatingOperating cash flow above zeroCN¥12.47B
- Return on assets improvedROA up on the prior year-1.7% → -1.0%
- Earnings backed by cashOperating cash flow above net incomeCN¥12.47B vs -CN¥2.10B
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise1.40B → 1.73B
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03