Axos Financial vs Northrim Bancorp
AX and NRIM side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AX and NRIM compare
Axos Financial is the larger company, worth 9.7 times as much as Northrim Bancorp ($5.2B against $533M).
On earnings, Northrim Bancorp is cheaper: it trades at 9.7× trailing earnings, against 10.3× for Axos Financial.
Axos Financial grew revenue faster over the last twelve months (23.0% versus 3.2% for Northrim Bancorp).
Axos Financial keeps more of each dollar of sales as profit, with a net margin of 32.7% compared with 21.8% at Northrim Bancorp.
Northrim Bancorp pays a dividend yielding 2.7%; Axos Financial does not pay one.
Northrim Bancorp scores higher on the StockData Score (17 against 13 for Axos Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AX | NRIM |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $533M |
| Share price | $91.17 | $23.94 |
| Change, 1 year | 11.2% | 1.9% |
| Change, 5 years | 53.1% | 114% |
| Beta (5Y) | 1.24 | 0.72 |
| Employees | 2,191 | 516 |
| StockData Score | ||
| Total score | 13 | 17 (better) |
| Valuation score | 2 | 3 (better) |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 4 | 4 |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | 10.3× | 9.7× (better) |
| P/S | 3.3× | 2.1× (better) |
| P/B | 1.6× | 1.5× (better) |
| P/FCF | 12.4× | 6.5× (better) |
| PEG | 0.55 | 0.33 (better) |
| FCF yield | 8.1% | 15.4% (better) |
| Fair value | $89.75 | $24.25 |
| Margin of safety | −1.6% | 1.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 23.0% (better) | 3.2% |
| Revenue growth, 5Y average | 21.0% (better) | 13.8% |
| Net income growth (TTM) | 17.3% (better) | −11.5% |
| EPS growth (TTM) | 17.4% (better) | −12.1% |
| EPS growth, 5Y average | 19.0% (better) | 17.6% |
| Profitability | ||
| Gross margin | – | 79.2% |
| Net margin | 32.7% (better) | 21.8% |
| FCF margin | 26.9% | 32.0% (better) |
| Return on equity | 16.7% (better) | 16.6% |
| Financial health | ||
| Altman Z-score | 0.31 (better) | 0.30 |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 2.7% |
| Payout ratio | – | 26.6% |
| Years of dividend growth | – | 15 |
| Dividend growth, 5Y average | – | 13.2% |
| Buyback yield | – | −0.17% |
| Shareholder yield | 0.00% | 2.5% (better) |
| Ownership | ||
| Held by institutions | 85.6% | 74.1% |
| Held by insiders | 4.2% | 2.4% |
| Insider net buying, 12 months | −$7.4M | −$410K (better) |
| Short interest, % of float | 5.9% | 5.5% |
Go deeper
- AX stock overview
- AX income statement
- AX valuation and score
- NRIM stock overview
- NRIM income statement
- NRIM valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.