AXNYSESavings Institution, Federally CharteredFiscal year ends June 30
Axos Financial, Inc.
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 20, 2026
$87.92−0.22 (-0.25%)
Close on Oct 19, 2026
- Market cap
- $5.00B
- P/E (TTM)
- 10.4
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2012 to 2026
Net margin
603.5%−84.9 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +23.5% | +7.6% | +21.0% | -13.0% | |
| Net income | +13.3% | +16.9% | +17.9% | +15.2% | |
| EPS, diluted | +14.1% | +18.7% | +19.0% | +16.3% | |
| Free cash flow | -33.2% | +20.5% | -6.3% | +6.4% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | 17.8% | 16.4% | 16.8% | |
| Return on assets | 1.7% | 1.5% | 1.8% | |
| Capex to revenue | 2.3% | 33.3% | 327.9% | |
| Diluted shares | 64M | 59M | 57M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Axos Financial generated $1.77B from operations and spent $633.77M on capital expenditure, dividends and share buybacks. 64% of that went back into the business.
Generated
$1.77B
Used
$633.77M
Capital expenditure$408.34M64%Dividends$00%Share buybacks$225.43M36%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin603.5%
×Asset turnover0.00×
×Equity multiplier9.36×
=Return on equity, FY202616.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | 603.5% | 0.00× | 9.36× | 16.8% |
| FY2025 | 658.0% | 0.00× | 9.58× | 17.4% |
| FY2024 | 696.2% | 0.00× | 10.27× | 21.4% |
| FY2023 | 470.7% | 0.00× | 10.60× | 17.3% |
| FY2022 | 405.0% | 0.00× | 10.40× | 15.8% |
| FY2021 | 688.4% | 0.00× | 10.68× | 16.4% |
| FY2020 | 684.0% | 0.00× | 10.88× | 15.9% |
| FY2019 | 561.5% | 0.00× | 10.21× | 15.3% |
| FY2018 | 1725.5% | 0.00× | 10.05× | 17.0% |
| FY2017 | 35.3% | 0.05× | 10.61× | 17.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
6of 6 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero$490.37M
- Cash generatingOperating cash flow above zero$557.60M
- Return on assets improvedROA up on the prior year1.9% → 2.0%
- Earnings backed by cashOperating cash flow above net income$557.60M vs $490.37M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise57M → 57M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.00 → 0.00