Axos Financial vs Columbia Financial
AX and CLBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AX and CLBK compare
Axos Financial is the larger company, worth 1.7 times as much as Columbia Financial ($5.2B against $3.0B).
On earnings, Axos Financial is cheaper: it trades at 10.3× trailing earnings, against 25.4× for Columbia Financial.
Columbia Financial grew revenue faster over the last twelve months (45.9% versus 23.0% for Axos Financial).
Axos Financial keeps more of each dollar of sales as profit, with a net margin of 32.7% compared with 15.6% at Columbia Financial.
Columbia Financial pays a dividend yielding 0.90%; Axos Financial does not pay one.
Axos Financial scores higher on the StockData Score (13 against 8 for Columbia Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AX | CLBK |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $3.0B |
| Share price | $91.17 | $11.16 |
| Change, 1 year | 11.2% | 61.1% |
| Change, 5 years | 53.1% | 29.4% |
| Beta (5Y) | 1.24 | 0.40 |
| Employees | 2,191 | 796 |
| StockData Score | ||
| Total score | 13 (better) | 8 |
| Valuation score | 2 (better) | 1 |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 0 |
| Health score | 4 | 4 |
| Dividend score | 0 | 1 (better) |
| Valuation | ||
| P/E | 10.3× (better) | 25.4× |
| P/S | 3.3× (better) | 9.7× |
| P/B | 1.6× | 0.9× (better) |
| P/FCF | 12.4× (better) | 34.1× |
| PEG | 0.55 | – |
| FCF yield | 8.1% (better) | 2.9% |
| Fair value | $89.75 | $8.71 |
| Margin of safety | −1.6% (better) | −28.1% |
| Growth | ||
| Revenue growth (TTM) | 23.0% | 45.9% (better) |
| Revenue growth, 5Y average | 21.0% (better) | 0.46% |
| Net income growth (TTM) | 17.3% | 227% (better) |
| EPS growth (TTM) | 17.4% | 529% (better) |
| EPS growth, 5Y average | 19.0% (better) | −0.39% |
| Profitability | ||
| Net margin | 32.7% (better) | 15.6% |
| FCF margin | 26.9% | 28.4% (better) |
| Return on equity | 16.7% (better) | 2.3% |
| Financial health | ||
| Altman Z-score | 0.31 (better) | 0.22 |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 0.90% |
| Shareholder yield | 0.00% | 0.90% (better) |
| Ownership | ||
| Held by institutions | 85.6% | 13.4% |
| Held by insiders | 4.2% | 1.9% |
| Insider net buying, 12 months | −$7.4M | $4.8M (better) |
| Short interest, % of float | 5.9% | 7.6% |
Go deeper
- AX stock overview
- AX income statement
- AX valuation and score
- CLBK stock overview
- CLBK income statement
- CLBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.