Avidbank vs BayCom
AVBH and BCML side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AVBH and BCML compare
Avidbank and BayCom are about the same size, with market caps of $381M and $339M.
On earnings, Avidbank is cheaper: it trades at 11.0× trailing earnings, against 37.0× for BayCom.
Avidbank keeps more of each dollar of sales as profit, with a net margin of 38.9% compared with 9.4% at BayCom.
BayCom pays a dividend yielding 3.9%; Avidbank does not pay one.
Avidbank scores higher on the StockData Score (12 against 10 for BayCom), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AVBH | BCML |
|---|---|---|
| Size and price | ||
| Market cap | $381M | $339M |
| Share price | $34.70 | $31.08 |
| Change, 1 year | 38.4% | 11.0% |
| Change, 5 years | 44.6% | 61.1% |
| Beta (5Y) | 0.42 | 0.42 |
| Employees | 151 | 327 |
| StockData Score | ||
| Total score | 12 (better) | 10 |
| Valuation score | 3 (better) | 2 |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 1 |
| Health score | 6 (better) | 4 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 11.0× (better) | 37.0× |
| P/S | 4.4× | 3.5× (better) |
| P/B | 1.3× | 1.0× (better) |
| P/FCF | 7.2× (better) | 10.3× |
| PEG | – | 5.78 |
| FCF yield | 13.9% (better) | 9.7% |
| Fair value | $36.50 | $21.40 |
| Margin of safety | 4.9% (better) | −45.3% |
| Growth | ||
| Revenue growth (TTM) | – | −0.73% |
| Revenue growth, 5Y average | – | 2.9% |
| Net income growth (TTM) | – | −60.2% |
| EPS growth (TTM) | – | −60.0% |
| EPS growth, 5Y average | – | 13.6% |
| Profitability | ||
| Net margin | 38.9% (better) | 9.4% |
| FCF margin | 60.8% (better) | 33.7% |
| Return on equity | 11.8% (better) | 2.8% |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Altman Z-score | 0.18 | 0.21 (better) |
| Piotroski F-score | 3 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 3.9% |
| Payout ratio | – | 136% |
| Years of dividend growth | – | 3 |
| Shareholder yield | 0.00% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 84.8% | 64.6% |
| Held by insiders | 17.5% | 5.2% |
| Insider net buying, 12 months | −$6.1M | $1.6M (better) |
| Short interest, % of float | 3.5% | 1.3% |
Go deeper
- AVBH stock overview
- AVBH income statement
- AVBH valuation and score
- BCML stock overview
- BCML income statement
- BCML valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.