Avidia Bancorp vs Western New England Bancorp
AVBC and WNEB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AVBC and WNEB compare
Avidia Bancorp is the larger company, worth 1.7 times as much as Western New England Bancorp ($451M against $271M).
On earnings, Western New England Bancorp is cheaper: it trades at 13.5× trailing earnings, against 15.4× for Avidia Bancorp.
Avidia Bancorp grew revenue faster over the last twelve months (17.3% versus 14.8% for Western New England Bancorp).
Avidia Bancorp keeps more of each dollar of sales as profit, with a net margin of 23.3% compared with 21.9% at Western New England Bancorp.
Both pay dividends: Avidia Bancorp yields 0.71% and Western New England Bancorp 2.1%.
Western New England Bancorp scores higher on the StockData Score (16 against 7 for Avidia Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AVBC | WNEB |
|---|---|---|
| Size and price | ||
| Market cap | $451M | $271M |
| Share price | $22.58 | $13.52 |
| Change, 1 year | 47.8% | 13.8% |
| Change, 5 years | – | 44.3% |
| Beta (5Y) | 0.28 | 0.57 |
| Employees | 241 | 334 |
| StockData Score | ||
| Total score | 7 | 16 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 2 | 4 (better) |
| Health score | 3 | 4 (better) |
| Dividend score | 1 | 4 (better) |
| Valuation | ||
| P/E | 15.4× | 13.5× (better) |
| P/S | 3.9× | 3.0× (better) |
| P/B | 1.2× | 1.1× (better) |
| P/FCF | 10.1× (better) | 14.3× |
| FCF yield | 9.9% (better) | 7.0% |
| Fair value | $19.52 | $11.96 |
| Margin of safety | −15.7% | −13.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 17.3% (better) | 14.8% |
| Revenue growth, 5Y average | – | 352% |
| Net income growth (TTM) | – | 49.0% |
| EPS growth (TTM) | – | 51.5% |
| EPS growth, 5Y average | – | 10.8% |
| Profitability | ||
| Net margin | 23.3% (better) | 21.9% |
| FCF margin | 38.3% (better) | 20.9% |
| Return on equity | 7.3% | 8.1% (better) |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Altman Z-score | 0.27 (better) | 0.18 |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 0.71% | 2.1% (better) |
| Payout ratio | – | 28.0% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 7.0% |
| Buyback yield | – | 3.5% |
| Shareholder yield | 0.71% | 5.6% (better) |
| Ownership | ||
| Held by institutions | – | 62.7% |
| Held by insiders | 5.8% | 6.2% |
| Insider net buying, 12 months | $1.5M (better) | −$182K |
| Superinvestors holding | 2 | – |
| Short interest, % of float | 2.5% | 1.1% |
Go deeper
- AVBC stock overview
- AVBC income statement
- AVBC valuation and score
- WNEB stock overview
- WNEB income statement
- WNEB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.