Atlantic Union Bankshares vs United Community Banks
AUB and UCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AUB and UCB compare
Atlantic Union Bankshares is the larger company, worth 1.2 times as much as United Community Banks ($5.6B against $4.5B).
On earnings, Atlantic Union Bankshares is cheaper: it trades at 11.8× trailing earnings, against 31.6× for United Community Banks.
Atlantic Union Bankshares grew revenue faster over the last twelve months (46.5% versus −20.6% for United Community Banks).
Atlantic Union Bankshares keeps more of each dollar of sales as profit, with a net margin of 31.6% compared with 17.8% at United Community Banks.
Both pay dividends: Atlantic Union Bankshares yields 3.8% and United Community Banks 2.7%.
Atlantic Union Bankshares scores higher on the StockData Score (16 against 9 for United Community Banks), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AUB | UCB |
|---|---|---|
| Size and price | ||
| Market cap | $5.6B | $4.5B |
| Share price | $39.38 | $37.32 |
| Change, 1 year | 20.4% | 23.9% |
| Change, 5 years | 13.0% | 3.5% |
| Beta (5Y) | 0.79 | 0.82 |
| Employees | 3,064 | 3,070 |
| StockData Score | ||
| Total score | 16 (better) | 9 |
| Valuation score | 4 (better) | 0 |
| Growth score | 3 (better) | 0 |
| Performance score | 4 (better) | 1 |
| Health score | 3 | 4 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 11.8× (better) | 31.6× |
| P/S | 3.7× (better) | 5.5× |
| P/B | 1.1× (better) | 1.3× |
| P/FCF | – | 11.1× |
| PEG | – | 24.22 |
| FCF yield | – | 9.0% |
| Fair value | $41.99 | $24.71 |
| Margin of safety | 6.2% (better) | −51.0% |
| Growth | ||
| Revenue growth (TTM) | 46.5% (better) | −20.6% |
| Revenue growth, 5Y average | 14.9% (better) | 13.0% |
| Net income growth (TTM) | 139% (better) | −53.8% |
| EPS growth (TTM) | 65.0% (better) | −53.2% |
| EPS growth, 5Y average | 1.0% | 6.5% (better) |
| Profitability | ||
| Net margin | 31.6% (better) | 17.8% |
| FCF margin | – | 49.1% |
| Return on equity | 9.8% (better) | 4.1% |
| Financial health | ||
| Debt / equity | 0.21 (better) | 0.00 |
| Altman Z-score | 0.19 (better) | 0.18 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.8% (better) | 2.7% |
| Payout ratio | – | 83.3% |
| Years of dividend growth | 15 (better) | 11 |
| Dividend growth, 5Y average | 6.8% (better) | 6.4% |
| Buyback yield | – | 2.6% |
| Shareholder yield | 3.8% | 5.3% (better) |
| Ownership | ||
| Held by institutions | 86.7% | 87.3% |
| Held by insiders | 0.97% | 0.72% |
| Insider net buying, 12 months | −$465K (better) | −$2.3M |
| Short interest, % of float | 4.8% | 4.8% |
Go deeper
- AUB stock overview
- AUB income statement
- AUB valuation and score
- UCB stock overview
- UCB income statement
- UCB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.