Atlantic Union Bankshares vs SouthState Bank
AUB and SSB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AUB and SSB compare
SouthState Bank is the larger company, worth 1.8 times as much as Atlantic Union Bankshares ($10.1B against $5.6B).
On earnings, SouthState Bank is cheaper: it trades at 11.1× trailing earnings, against 11.8× for Atlantic Union Bankshares.
Atlantic Union Bankshares grew revenue faster over the last twelve months (46.5% versus 10.7% for SouthState Bank).
SouthState Bank keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 31.6% at Atlantic Union Bankshares.
Both pay dividends: Atlantic Union Bankshares yields 3.8% and SouthState Bank 1.8%.
SouthState Bank scores higher on the StockData Score (18 against 16 for Atlantic Union Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AUB | SSB |
|---|---|---|
| Size and price | ||
| Market cap | $5.6B | $10.1B |
| Share price | $39.38 | $104.61 |
| Change, 1 year | 20.4% | 16.7% |
| Change, 5 years | 13.0% | 28.9% |
| Beta (5Y) | 0.79 | 0.81 |
| Employees | 3,064 | 6,190 |
| StockData Score | ||
| Total score | 16 | 18 (better) |
| Valuation score | 4 | 4 |
| Growth score | 3 (better) | 1 |
| Performance score | 4 | 4 |
| Health score | 3 | 5 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 11.8× | 11.1× (better) |
| P/S | 3.7× (better) | 3.7× |
| P/B | 1.1× (better) | 1.1× |
| P/FCF | – | 6.8× |
| PEG | – | 1.84 |
| FCF yield | – | 14.8% |
| Fair value | $41.99 | $114.47 |
| Margin of safety | 6.2% | 8.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 46.5% (better) | 10.7% |
| Revenue growth, 5Y average | 14.9% | 18.7% (better) |
| Net income growth (TTM) | 139% (better) | 33.4% |
| EPS growth (TTM) | 65.0% (better) | 29.2% |
| EPS growth, 5Y average | 1.0% | 29.2% (better) |
| Profitability | ||
| Net margin | 31.6% | 34.3% (better) |
| FCF margin | – | 55.3% |
| Return on equity | 9.8% | 10.3% (better) |
| Financial health | ||
| Debt / equity | 0.21 | – |
| Altman Z-score | 0.19 | 0.20 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.8% (better) | 1.8% |
| Payout ratio | – | 26.1% |
| Years of dividend growth | 15 (better) | 14 |
| Dividend growth, 5Y average | 6.8% (better) | 3.9% |
| Buyback yield | – | 4.5% |
| Shareholder yield | 3.8% | 6.3% (better) |
| Ownership | ||
| Held by institutions | 86.7% | 88.3% |
| Held by insiders | 0.97% | 1.3% |
| Insider net buying, 12 months | −$465K (better) | −$7.7M |
| Short interest, % of float | 4.8% | 3.8% |
Go deeper
- AUB stock overview
- AUB income statement
- AUB valuation and score
- SSB stock overview
- SSB income statement
- SSB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.