Associated Banc-Corp vs Valley National Bancorp
ASB and VLY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ASB and VLY compare
Valley National Bancorp is the larger company, worth 1.4 times as much as Associated Banc-Corp ($8.0B against $5.7B).
On earnings, Associated Banc-Corp is cheaper: it trades at 7.2× trailing earnings, against 11.4× for Valley National Bancorp.
Associated Banc-Corp grew revenue faster over the last twelve months (130% versus 13.7% for Valley National Bancorp).
Valley National Bancorp keeps more of each dollar of sales as profit, with a net margin of 33.1% compared with 31.3% at Associated Banc-Corp.
Both pay dividends: Associated Banc-Corp yields 3.1% and Valley National Bancorp 3.1%.
Associated Banc-Corp scores higher on the StockData Score (22 against 21 for Valley National Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ASB | VLY |
|---|---|---|
| Size and price | ||
| Market cap | $5.7B | $8.0B |
| Share price | $30.95 | $14.40 |
| Change, 1 year | 20.7% | 30.7% |
| Change, 5 years | 33.1% | 0.49% |
| Beta (5Y) | 0.91 | 0.96 |
| Employees | 4,000 | 3,155 |
| StockData Score | ||
| Total score | 22 (better) | 21 |
| Valuation score | 6 (better) | 5 |
| Growth score | 3 (better) | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 6 | 6 |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 7.2× (better) | 11.4× |
| P/S | 2.4× (better) | 3.6× |
| P/B | 1.0× | 1.0× (better) |
| P/FCF | – | 8.5× |
| PEG | 1.25 | – |
| FCF yield | – | 11.7% |
| Fair value | $40.27 | $14.91 |
| Margin of safety | 23.2% (better) | 3.4% |
| Growth | ||
| Revenue growth (TTM) | 130% (better) | 13.7% |
| Revenue growth, 5Y average | 3.1% | 9.2% (better) |
| Net income growth (TTM) | 431% (better) | 42.1% |
| EPS growth (TTM) | 398% (better) | 43.2% |
| EPS growth, 5Y average | 8.3% (better) | 1.7% |
| Profitability | ||
| Net margin | 31.3% | 33.1% (better) |
| FCF margin | – | 42.0% |
| Return on equity | 15.0% (better) | 9.4% |
| Financial health | ||
| Debt / equity | 0.05 | 0.01 (better) |
| Altman Z-score | 0.22 (better) | 0.16 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.1% (better) | 3.1% |
| Payout ratio | 32.5% | 33.5% |
| Years of dividend growth | 3 (better) | 0 |
| Dividend growth, 5Y average | – | 0.00% |
| Buyback yield | – | 1.9% |
| Shareholder yield | 3.1% | 4.9% (better) |
| Ownership | ||
| Held by institutions | 81.7% | 77.1% |
| Held by insiders | 6.1% | 14.6% |
| Insider net buying, 12 months | −$9.9M | −$1.6M (better) |
Go deeper
- ASB stock overview
- ASB income statement
- ASB valuation and score
- VLY stock overview
- VLY income statement
- VLY valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.