Amalgamated Financial vs Tompkins Financial
AMAL and TMP side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AMAL and TMP compare
Amalgamated Financial and Tompkins Financial are about the same size, with market caps of $1.5B and $1.4B.
On earnings, Tompkins Financial is cheaper: it trades at 8.0× trailing earnings, against 13.4× for Amalgamated Financial.
Tompkins Financial grew revenue faster over the last twelve months (117% versus 14.4% for Amalgamated Financial).
Tompkins Financial keeps more of each dollar of sales as profit, with a net margin of 39.6% compared with 31.3% at Amalgamated Financial.
Both pay dividends: Amalgamated Financial yields 1.4% and Tompkins Financial 2.0%.
Tompkins Financial scores higher on the StockData Score (16 against 12 for Amalgamated Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AMAL | TMP |
|---|---|---|
| Size and price | ||
| Market cap | $1.5B | $1.4B |
| Share price | $50.08 | $100.14 |
| Change, 1 year | 76.2% | 47.0% |
| Change, 5 years | 179% | 20.8% |
| Beta (5Y) | 0.65 | 0.61 |
| Employees | 450 | 870 |
| StockData Score | ||
| Total score | 12 | 16 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 1 | 3 (better) |
| Performance score | 4 (better) | 3 |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 13.4× | 8.0× (better) |
| P/S | 4.1× | 3.2× (better) |
| P/FCF | 10.2× (better) | 28.9× |
| PEG | 1.43 | 0.33 (better) |
| FCF yield | 9.8% (better) | 3.5% |
| Growth | ||
| Revenue growth (TTM) | 14.4% | 117% (better) |
| Revenue growth, 5Y average | 8.3% (better) | 2.9% |
| Net income growth (TTM) | 9.6% | 113% (better) |
| EPS growth (TTM) | 12.3% | 113% (better) |
| EPS growth, 5Y average | 18.2% (better) | 16.7% |
| Profitability | ||
| Net margin | 31.3% | 39.6% (better) |
| FCF margin | 40.4% (better) | 10.9% |
| Financial health | ||
| Altman Z-score | 0.24 | 0.27 (better) |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.4% | 2.0% (better) |
| Payout ratio | 16.6% | 21.5% |
| Years of dividend growth | – | 16 |
| Dividend growth, 5Y average | – | 8.3% |
| Buyback yield | 1.4% (better) | 0.43% |
| Shareholder yield | 2.7% (better) | 2.5% |
| Ownership | ||
| Held by institutions | 59.0% | 70.7% |
| Held by insiders | 26.4% | 2.7% |
| Insider net buying, 12 months | −$102M | $100K (better) |
| Short interest, % of float | 6.7% | 3.1% |
Go deeper
- AMAL stock overview
- AMAL income statement
- AMAL valuation and score
- TMP stock overview
- TMP income statement
- TMP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.