American Integrity Insurance vs Ategrity Specialty Insurance
AII and ASIC side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AII and ASIC compare
Ategrity Specialty Insurance is the larger company, worth 2.1 times as much as American Integrity Insurance ($1.2B against $547M).
On earnings, American Integrity Insurance is cheaper: it trades at 5.3× trailing earnings, against 12.3× for Ategrity Specialty Insurance.
American Integrity Insurance grew revenue faster over the last twelve months (40.7% versus 29.8% for Ategrity Specialty Insurance).
American Integrity Insurance keeps more of each dollar of sales as profit, with a net margin of 26.6% compared with 18.8% at Ategrity Specialty Insurance.
American Integrity Insurance pays a dividend yielding 3.7%; Ategrity Specialty Insurance does not pay one.
American Integrity Insurance scores higher on the StockData Score (9 against 3 for Ategrity Specialty Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AII | ASIC |
|---|---|---|
| Size and price | ||
| Market cap | $547M | $1.2B |
| Share price | $27.92 | $24.40 |
| Change, 1 year | 14.1% | 33.4% |
| Change, 5 years | – | 243900% |
| Beta (5Y) | 0.34 | – |
| Employees | 62 | 203 |
| StockData Score | ||
| Total score | 9 (better) | 3 |
| Valuation score | 4 (better) | 0 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 2 |
| Health score | 0 | 0 |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 5.3× (better) | 12.3× |
| P/S | 1.4× (better) | 2.2× |
| P/B | 1.4× (better) | 1.8× |
| EV/EBITDA | 1.6× | – |
| P/FCF | 1.9× (better) | 5.7× |
| FCF yield | 53.5% (better) | 17.6% |
| Fair value | $43.97 | $21.58 |
| Margin of safety | 36.5% (better) | −13.1% |
| Growth | ||
| Revenue growth (TTM) | 40.7% (better) | 29.8% |
| Net income growth (TTM) | 18.5% | 40.5% (better) |
| EPS growth (TTM) | −7.4% | 23.8% (better) |
| Profitability | ||
| Net margin | 26.6% (better) | 18.8% |
| FCF margin | 75.6% (better) | 39.1% |
| Return on equity | 29.2% (better) | 15.8% |
| Financial health | ||
| Altman Z-score | 0.76 | 1.16 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.7% (better) | 0.00% |
| Years of dividend growth | – | 0 |
| Buyback yield | – | 0.00% |
| Shareholder yield | 3.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 55.0% | 11.4% |
| Held by insiders | 39.9% | 81.4% |
| Insider net buying, 12 months | −$21.7M | $74.3K (better) |
| Short interest, % of float | 4.5% | 4.5% |
Go deeper
- AII stock overview
- AII income statement
- AII valuation and score
- ASIC stock overview
- ASIC income statement
- ASIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.