Enact vs Hagerty
ACT and HGTY side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and HGTY compare
Enact is the larger company, worth 1.2 times as much as Hagerty ($6.3B against $5.5B).
Hagerty grew revenue faster over the last twelve months (5.2% versus 2.5% for Enact).
Enact pays a dividend yielding 1.9%; Hagerty does not pay one.
Enact scores higher on the StockData Score (6 against 2 for Hagerty), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | HGTY |
|---|---|---|
| Size and price | ||
| Market cap | $6.3B | $5.5B |
| Share price | $46.16 | $16.04 |
| Change, 1 year | 23.4% | 24.0% |
| Change, 5 years | 101% | 58.2% |
| Beta (5Y) | 0.51 | 0.61 |
| Employees | 419 | 1,891 |
| StockData Score | ||
| Total score | 6 (better) | 2 |
| Valuation score | 4 (better) | 0 |
| Growth score | 0 | 1 (better) |
| Performance score | 1 (better) | 0 |
| Health score | 0 | 1 (better) |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 9.6× | – |
| P/S | 5.1× | 3.8× (better) |
| P/B | 1.2× (better) | 25.6× |
| EV/EBITDA | – | 80.4× |
| P/FCF | – | 19.8× |
| PEG | 6.02 | – |
| FCF yield | – | 5.1% |
| Fair value | $99.78 | – |
| Margin of safety | 53.7% | – |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 5.2% (better) |
| Revenue growth, 5Y average | 2.2% | 23.9% (better) |
| EPS growth (TTM) | 10.6% | – |
| EPS growth, 5Y average | 14.8% | – |
| Profitability | ||
| FCF margin | – | 19.4% |
| Financial health | ||
| Debt / equity | – | 1.00 |
| Net debt / EBITDA | – | −1.13 |
| Altman Z-score | 3.42 (better) | 2.74 |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.8% | – |
| Shareholder yield | 8.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 21.7% | 27.3% |
| Held by insiders | 90.6% | 85.9% |
| Insider net buying, 12 months | −$329M | −$128M (better) |
| Superinvestors holding | – | 2 |
| Short interest, % of float | 23.2% | 2.9% |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- HGTY stock overview
- HGTY income statement
- HGTY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.