ACNB vs Mid Penn Bancorp
ACNB and MPB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACNB and MPB compare
Mid Penn Bancorp is the larger company, worth 1.3 times as much as ACNB ($885M against $679M).
On earnings, Mid Penn Bancorp is cheaper: it trades at 12.1× trailing earnings, against 12.4× for ACNB.
Mid Penn Bancorp grew revenue faster over the last twelve months (31.3% versus 14.8% for ACNB).
ACNB keeps more of each dollar of sales as profit, with a net margin of 27.2% compared with 25.8% at Mid Penn Bancorp.
Both pay dividends: ACNB yields 3.1% and Mid Penn Bancorp 2.7%.
ACNB scores higher on the StockData Score (15 against 13 for Mid Penn Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACNB | MPB |
|---|---|---|
| Size and price | ||
| Market cap | $679M | $885M |
| Share price | $66.74 | $34.94 |
| Change, 1 year | 39.4% | 19.7% |
| Change, 5 years | 133% | 18.2% |
| Beta (5Y) | 0.56 | 0.55 |
| Employees | 537 | 16 |
| StockData Score | ||
| Total score | 15 (better) | 13 |
| Valuation score | 1 | 2 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 4 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 12.4× | 12.1× (better) |
| P/S | 3.3× | 3.2× (better) |
| P/B | 1.6× | 1.0× (better) |
| EV/EBITDA | 6.1× | – |
| P/FCF | 8.6× (better) | 13.9× |
| FCF yield | 11.6% (better) | 7.2% |
| Fair value | $56.51 | $34.58 |
| Margin of safety | −18.1% | −1.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 14.8% | 31.3% (better) |
| Revenue growth, 5Y average | 15.5% | 16.3% (better) |
| Net income growth (TTM) | 68.8% (better) | 42.8% |
| EPS growth (TTM) | 65.1% (better) | 18.0% |
| EPS growth, 5Y average | – | −3.8% |
| Profitability | ||
| Net margin | 27.2% (better) | 25.8% |
| FCF margin | 38.6% (better) | 23.0% |
| Return on equity | 13.4% (better) | 8.4% |
| Financial health | ||
| Debt / equity | 0.28 | 0.08 (better) |
| Net debt / EBITDA | 0.24 | – |
| Altman Z-score | 0.32 (better) | 0.17 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.1% (better) | 2.7% |
| Payout ratio | 38.6% | 31.9% |
| Years of dividend growth | 8 (better) | 1 |
| Dividend growth, 5Y average | 6.7% (better) | 0.48% |
| Buyback yield | 2.2% | – |
| Shareholder yield | 5.3% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 40.7% | 53.4% |
| Held by insiders | 4.2% | 25.6% |
| Insider net buying, 12 months | −$606K | $332K (better) |
| Short interest, % of float | 5.8% | 3.5% |
Go deeper
- ACNB stock overview
- ACNB income statement
- ACNB valuation and score
- MPB stock overview
- MPB income statement
- MPB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.