Ameris Bancorp vs ServisFirst Bancshares
ABCB and SFBS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ABCB and SFBS compare
Ameris Bancorp is the larger company, worth 2.5 times as much as ServisFirst Bancshares ($5.5B against $2.2B).
On earnings, ServisFirst Bancshares is cheaper: it trades at 6.9× trailing earnings, against 14.9× for Ameris Bancorp.
ServisFirst Bancshares grew revenue faster over the last twelve months (20.5% versus 8.7% for Ameris Bancorp).
ServisFirst Bancshares keeps more of each dollar of sales as profit, with a net margin of 51.2% compared with 29.8% at Ameris Bancorp.
Both pay dividends: Ameris Bancorp yields 0.97% and ServisFirst Bancshares 1.9%.
ServisFirst Bancshares scores higher on the StockData Score (21 against 11 for Ameris Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ABCB | SFBS |
|---|---|---|
| Size and price | ||
| Market cap | $5.5B | $2.2B |
| Share price | $82.42 | $40.28 |
| Change, 1 year | 13.9% | 17.0% |
| Change, 5 years | 49.6% | −6.1% |
| Beta (5Y) | 0.90 | 0.82 |
| Employees | 616 | 666 |
| StockData Score | ||
| Total score | 11 | 21 (better) |
| Valuation score | 0 | 6 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 2 | 6 (better) |
| Health score | 5 | 5 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 14.9× | 6.9× (better) |
| P/S | 4.4× | 3.5× (better) |
| P/B | 1.4× | 1.1× (better) |
| P/FCF | 10.6× | – |
| PEG | 2.35 | 2.18 (better) |
| FCF yield | 9.4% | – |
| Fair value | $69.50 | $53.28 |
| Margin of safety | −18.6% | 24.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.7% | 20.5% (better) |
| Revenue growth, 5Y average | 2.2% | 8.8% (better) |
| Net income growth (TTM) | −3.8% | 28.4% (better) |
| EPS growth (TTM) | −2.5% | 28.4% (better) |
| EPS growth, 5Y average | 9.7% | 10.1% (better) |
| Profitability | ||
| Net margin | 29.8% | 51.2% (better) |
| FCF margin | 41.4% | – |
| Return on equity | 9.4% | 17.3% (better) |
| Financial health | ||
| Altman Z-score | 0.30 (better) | 0.25 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 0.97% | 1.9% (better) |
| Payout ratio | 14.6% | – |
| Years of dividend growth | 2 | 9 (better) |
| Dividend growth, 5Y average | 5.9% | 13.8% (better) |
| Buyback yield | 2.8% | – |
| Shareholder yield | 3.7% (better) | 1.9% |
| Ownership | ||
| Held by institutions | 100.0% | 148% |
| Held by insiders | 5.8% | 6.4% |
| Insider net buying, 12 months | −$542K (better) | −$4.2M |
| Short interest, % of float | 4.8% | 12.0% |
Go deeper
- ABCB stock overview
- ABCB income statement
- ABCB valuation and score
- SFBS stock overview
- SFBS income statement
- SFBS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.