Ameris Bancorp vs Home BancShares
ABCB and HOMB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ABCB and HOMB compare
Ameris Bancorp and Home BancShares are about the same size, with market caps of $5.5B and $6.0B.
On earnings, Home BancShares is cheaper: it trades at 12.3× trailing earnings, against 14.9× for Ameris Bancorp.
Ameris Bancorp grew revenue faster over the last twelve months (8.7% versus 7.1% for Home BancShares).
Home BancShares keeps more of each dollar of sales as profit, with a net margin of 42.7% compared with 29.8% at Ameris Bancorp.
Both pay dividends: Ameris Bancorp yields 0.97% and Home BancShares 2.9%.
Home BancShares scores higher on the StockData Score (14 against 11 for Ameris Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ABCB | HOMB |
|---|---|---|
| Size and price | ||
| Market cap | $5.5B | $6.0B |
| Share price | $82.42 | $29.77 |
| Change, 1 year | 13.9% | 11.8% |
| Change, 5 years | 49.6% | 13.1% |
| Beta (5Y) | 0.90 | 0.71 |
| Employees | 616 | 2,543 |
| StockData Score | ||
| Total score | 11 | 14 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 2 | 2 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.9× | 12.3× (better) |
| P/S | 4.4× (better) | 5.3× |
| P/B | 1.4× | 1.3× (better) |
| P/FCF | 10.6× (better) | 13.9× |
| PEG | 2.35 | 0.80 (better) |
| FCF yield | 9.4% (better) | 7.2% |
| Fair value | $69.50 | $29.93 |
| Margin of safety | −18.6% | 0.54% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.7% (better) | 7.1% |
| Revenue growth, 5Y average | 2.2% | 9.5% (better) |
| Net income growth (TTM) | −3.8% | 10.4% (better) |
| EPS growth (TTM) | −2.5% | 10.5% (better) |
| EPS growth, 5Y average | 9.7% | 13.1% (better) |
| Profitability | ||
| Net margin | 29.8% | 42.7% (better) |
| FCF margin | 41.4% (better) | 38.3% |
| Return on equity | 9.4% | 11.1% (better) |
| Financial health | ||
| Altman Z-score | 0.30 | 0.36 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 0.97% | 2.9% (better) |
| Payout ratio | 14.6% | 34.3% |
| Years of dividend growth | 2 | 12 (better) |
| Dividend growth, 5Y average | 5.9% | 8.7% (better) |
| Buyback yield | 2.8% (better) | 1.3% |
| Shareholder yield | 3.7% | 4.2% (better) |
| Ownership | ||
| Held by institutions | 100.0% | 76.9% |
| Held by insiders | 5.8% | 5.5% |
| Insider net buying, 12 months | −$542K | $513K (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 4.8% | 5.2% |
Go deeper
- ABCB stock overview
- ABCB income statement
- ABCB valuation and score
- HOMB stock overview
- HOMB income statement
- HOMB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.