Western Union CO (WU) stock
WUNYSEServices-Business Services, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 11/3065% below fair value
$6.65−0.08 (-1.19%)
Close on Nov 12, 2026Market cap $2.07BP/E 6.3Yield 14.14%
Western Union statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 19, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 16, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 4.54
- 13.16
Enterprise valuationIndustry
- EV / Sales
- 0.24
- 2.04
- EV / EBIT
- 1.71
- 20.87
- EV / FCF
- 2.37
- 15.27
Share statisticsIndustry
- Shares Change (YoY)
- -5.14%
- 1.97%
- Shares Change (QoQ)
- 0.06%
- 0.07%
- Float
- 307M
- 53M
- Shares Held by Insiders
- 1.56%
- 13.2%
- Shares Held by Institutions
- 96.0%
- 62.9%
Short sellingIndustry
- Short Interest
- 60M
- –
- Short Interest Change
- 2.68%
- -3.30%
- Short % of Float
- 19.6%
- 5.81%
- Short % of Shares Outstanding
- 19.3%
- 4.22%
- Days to Cover
- 8.11
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $10.35
- –
- 52-Week Low
- $5.87
- –
- 20-Day Moving Average
- $6.42
- –
- 50-Day Moving Average
- $6.40
- –
- 200-Day Moving Average
- $7.95
- –
- Average True Range (14)
- $0.26
- –
- Price Change (1 Week)
- -5.27%
- 0.35%
- Price Change (1 Month)
- 9.92%
- 0.00%
- Price Change (3 Months)
- -10.7%
- -7.14%
- Price Change (6 Months)
- -20.0%
- 0.84%
- Price Change (YTD)
- -28.6%
- -14.1%
- Price Change (1 Year)
- -25.4%
- -14.0%
- Price Change (3 Years)
- -43.8%
- -12.6%
- Price Change (5 Years)
- -63.6%
- -56.7%
- Price Change (10 Years)
- -67.4%
- 45.5%
- Average Volume (10 Days)
- 12M
- –
- Average Volume (20 Days)
- 9M
- –
- Average Volume (90 Days)
- 10M
- –
- Relative Volume
- 1.10
- 0.71
- Relative Strength Index (14)
- 55.1
- 47.5
- Volatility (1 Year)
- 37.7%
- 65.3%
- Beta (5 Years)
- 0.61
- 1.19
MarginsIndustry
- Pretax Margin
- 10.8%
- -0.63%
- EBITDA Margin
- 14.2%
- 0.85%
- FCF Margin
- 10.3%
- 9.88%
Returns on capitalIndustry
- Return on Assets (ROA)
- 4.21%
- -3.12%
Financial positionIndustry
- Interest Coverage
- 3.79
- -0.55
GrowthIndustry
- Revenue Growth (YoY)
- -2.12%
- 9.45%
- Net Income Growth (YoY)
- -56.7%
- 9.41%
- EPS Growth (YoY)
- -54.3%
- 12.4%
- FCF Growth (YoY)
- -19.0%
- 14.5%
- Revenue Growth (3Y CAGR)
- -3.27%
- 7.44%
- Revenue Growth (5Y CAGR)
- -3.48%
- 12.3%
- EPS Growth (3Y CAGR)
- -13.4%
- 13.7%
- EPS Growth (5Y CAGR)
- -3.22%
- 12.4%
EfficiencyIndustry
- Asset Turnover
- 0.51
- 0.64
- Revenue Per Employee
- $418.08K
- $396.32K
- Profits Per Employee
- $34.77K
- -$6.68K
- Employee Count
- 9,600
- 525
- WACC
- 8.05%
- 10.2%
Income statement (TTM)Industry
- Pretax Income
- $432.70M
- -$294.07K
Balance sheetIndustry
- Net Cash (Debt)
- $1.10B
- $1.79M
- Net Cash Per Share
- $3.52
- $0.13
Cash flow (TTM)Industry
- Capital Expenditures
- -$44.00M
- -$5.59M
- FCF Per Share
- $1.32
- $0.53
Dividends and yieldsIndustry
- Earnings Yield
- 16.1%
- 0.38%
- FCF Yield
- 19.9%
- 4.32%
- Dividend Yield
- 14.1%
- 1.30%
- Buyback Yield
- 4.43%
- 3.37%
- Shareholder Yield
- 18.6%
- 3.80%
- Dividend Per Share
- $0.94
- $1.04
- Dividend Growth (YoY)
- 0.00%
- 6.12%
- Years of Dividend Growth
- 0
- 1
- Payout Ratio
- 90.1%
- 30.7%
- FCF Payout Ratio
- 72.9%
- 23.2%
Taxes and interestIndustry
- Interest Expense
- $150.80M
- $3.48M
- Income Tax
- $98.90M
- $1.62M
- Effective Tax Rate
- 22.9%
- 22.3%
Scores and fair valueIndustry
- Altman Z-Score
- 0.89
- 1.98
- Piotroski F-Score
- 5
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | WU | S&P 500 | Difference | WU per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +8.8% | -2.7% | +11.5 pts | ||
| 3 months | -3.6% | -1.7% | −1.8 pts | ||
| Year to date | -21.7% | +11.9% | −33.6 pts | ||
| 1 year | -16.1% | +12.0% | −28.1 pts | ||
| 3 years | -24.1% | +78.2% | −102.3 pts | -8.8% | +21.2% |
| 5 years | -44.1% | +73.2% | −117.4 pts | -11.0% | +11.6% |
| 10 years | -39.6% | +309.6% | −349.3 pts | -4.9% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
60M WU shares were sold short on Oct 30, 2026, up 2.7% from the previous report, or 19.61% of the shares available to trade. At recent volumes it would take 8.1 days to buy them back. Over the last 20 sessions, 50.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 60,211,164 | +2.7% | 7,423,794 | 8.1 |
| Oct 15, 2026 | 58,642,382 | -0.2% | 7,317,756 | 8.0 |
| Sep 30, 2026 | 58,732,915 | +19.2% | 10,887,095 | 5.4 |
| Sep 15, 2026 | 49,283,218 | +5.3% | 7,151,778 | 6.9 |
| Aug 31, 2026 | 46,803,462 | +6.5% | 7,460,866 | 6.3 |
| Aug 14, 2026 | 43,953,151 | -14.2% | 12,534,668 | 3.5 |
| Jul 31, 2026 | 51,232,547 | -9.9% | 14,301,841 | 3.6 |
| Jul 15, 2026 | 56,859,898 | +4.5% | 6,219,222 | 9.1 |
| Jun 30, 2026 | 54,401,179 | -2.2% | 8,616,450 | 6.3 |
| Jun 15, 2026 | 55,610,453 | +8.8% | 9,406,382 | 5.9 |
| May 29, 2026 | 51,089,710 | +4.5% | 7,364,198 | 6.9 |
| May 15, 2026 | 48,910,799 | -1.8% | 7,290,955 | 6.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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