Wintrust Financial Corp (WTFC) stock
WTFCNasdaqState Commercial BanksFiscal year ends December 31Also trades as WTFCN
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 13/308% above fair value
$155.48+1.11 (+0.72%)
Close on Nov 13, 2026Market cap $10.49BP/E 11.9Yield 1.29%
Wintrust Financial statistics
80 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 19, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 5, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.65
- 1.52
- P/OCF Ratio
- 5.85
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 3.37
- 2.95
Share statisticsIndustry
- Shares Change (YoY)
- 0.61%
- 0.33%
- Float
- 66M
- 17M
- Shares Held by Insiders
- 1.50%
- 6.05%
- Shares Held by Institutions
- 96.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- 2.22%
- -4.13%
- Days to Cover
- 5.02
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $167.22
- –
- 52-Week Low
- $122.00
- –
- 20-Day Moving Average
- $152.08
- –
- 50-Day Moving Average
- $148.56
- –
- 200-Day Moving Average
- $150.61
- –
- Average True Range (14)
- $3.47
- –
- Price Change (1 Week)
- 2.78%
- 0.69%
- Price Change (1 Month)
- 8.32%
- 3.79%
- Price Change (3 Months)
- -3.40%
- -2.72%
- Price Change (6 Months)
- 7.54%
- 12.2%
- Price Change (YTD)
- 11.2%
- 19.9%
- Price Change (1 Year)
- 19.1%
- 25.7%
- Price Change (3 Years)
- 87.3%
- 65.1%
- Price Change (5 Years)
- 68.3%
- 26.9%
- Price Change (10 Years)
- 148.4%
- 66.8%
- Average Volume (10 Days)
- 544,988
- –
- Average Volume (20 Days)
- 589,540
- –
- Average Volume (90 Days)
- 564,979
- –
- Relative Volume
- 1.38
- 0.68
- Relative Strength Index (14)
- 59.7
- 53.1
- Volatility (1 Year)
- 23.6%
- 24.4%
- Beta (5 Years)
- 0.93
- 0.63
MarginsIndustry
- Pretax Margin
- 42.7%
- 37.0%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.9%
- 10.7%
- Return on Assets (ROA)
- 1.27%
- 1.16%
GrowthIndustry
- Net Income Growth (YoY)
- 17.4%
- 22.6%
- EPS Growth (YoY)
- 19.9%
- 21.6%
- Revenue Growth (3Y CAGR)
- 6.86%
- 5.82%
- Revenue Growth (5Y CAGR)
- 9.32%
- 6.17%
- EPS Growth (3Y CAGR)
- 12.4%
- 1.31%
- EPS Growth (5Y CAGR)
- 19.5%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $495.42K
- $358.92K
- Profits Per Employee
- $156.42K
- $110.51K
- Employee Count
- 5,902
- 492
- WACC
- 9.74%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $1.25B
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $635.66M
- $165.09M
- Net Cash Per Share
- $9.42
- $8.07
- Equity (Book Value)
- $7.29B
- $570.13M
- Book Value Per Share
- $108.05
- $28.12
- Tangible Book Value
- $6.37B
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 8.80%
- 8.29%
- Dividend Yield
- 1.29%
- 2.44%
- Shareholder Yield
- 1.29%
- 3.26%
- Dividend Per Share
- $2.00
- $0.92
- Dividend Growth (YoY)
- 11.1%
- 4.26%
- Years of Dividend Growth
- 12
- 2
- Payout Ratio
- 19.3%
- 28.5%
Taxes and interestIndustry
- Interest Expense
- $1.47B
- $24.37M
- Income Tax
- $324.30M
- $16.14M
- Effective Tax Rate
- 26.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $178.05
- $45.07
- Graham Upside
- 14.5%
- 18.8%
- Altman Z-Score
- 0.22
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $254.15
- –
- Lynch Upside
- 63.5%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | WTFC | S&P 500 | Difference | WTFC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +9.3% | -3.0% | +12.3 pts | ||
| 3 months | -4.0% | -2.8% | −1.2 pts | ||
| Year to date | +12.8% | +11.5% | +1.3 pts | ||
| 1 year | +23.2% | +13.5% | +9.7 pts | ||
| 3 years | +108.3% | +77.7% | +30.6 pts | +27.7% | +21.1% |
| 5 years | +82.9% | +72.6% | +10.3 pts | +12.8% | +11.5% |
| 10 years | +194.9% | +308.2% | −113.2 pts | +11.4% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M WTFC shares were sold short on Oct 30, 2026, up 2.2% from the previous report. At recent volumes it would take 5.0 days to buy them back. Over the last 20 sessions, 58.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 3,005,720 | +2.2% | 599,044 | 5.0 |
| Oct 15, 2026 | 2,940,303 | -0.4% | 590,025 | 5.0 |
| Sep 30, 2026 | 2,951,279 | +12.5% | 455,647 | 6.5 |
| Sep 15, 2026 | 2,623,881 | -3.2% | 396,207 | 6.6 |
| Aug 31, 2026 | 2,711,002 | +7.9% | 458,269 | 5.9 |
| Aug 14, 2026 | 2,511,806 | +20.8% | 620,185 | 4.0 |
| Jul 31, 2026 | 2,079,721 | -20.0% | 758,982 | 2.7 |
| Jul 15, 2026 | 2,598,684 | +5.6% | 574,372 | 4.5 |
| Jun 30, 2026 | 2,459,841 | -5.0% | 600,112 | 4.1 |
| Jun 15, 2026 | 2,588,870 | -2.1% | 445,924 | 5.8 |
| May 29, 2026 | 2,644,177 | +21.2% | 369,736 | 7.2 |
| May 15, 2026 | 2,182,302 | +3.5% | 422,589 | 5.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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