M&T Bank vs Wintrust Financial
MTB and WTFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MTB and WTFC compare
M&T Bank is the larger company, worth 3.0 times as much as Wintrust Financial ($31.8B against $10.5B).
On earnings, M&T Bank is cheaper: it trades at 11.5× trailing earnings, against 11.9× for Wintrust Financial.
M&T Bank keeps more of each dollar of sales as profit, with a net margin of 176% compared with 31.6% at Wintrust Financial.
Both pay dividends: M&T Bank yields 2.7% and Wintrust Financial 1.4%.
M&T Bank scores higher on the StockData Score (17 against 13 for Wintrust Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MTB | WTFC |
|---|---|---|
| Size and price | ||
| Market cap | $31.8B | $10.5B |
| Share price | $220.19 | $154.97 |
| Change, 1 year | 17.0% | 17.7% |
| Change, 5 years | 39.9% | 67.8% |
| Beta (5Y) | 0.82 | 0.93 |
| Employees | 22K | 5,902 |
| StockData Score | ||
| Total score | 17 (better) | 13 |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 1 |
| Performance score | 4 | 4 |
| Health score | 6 (better) | 3 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 11.5× (better) | 11.9× |
| P/S | 18.5× | 3.6× (better) |
| P/B | 1.1× (better) | 1.4× |
| PEG | 0.83 (better) | 0.96 |
| Fair value | $231.39 | $144.36 |
| Margin of safety | 4.8% (better) | −7.4% |
| Growth | ||
| Revenue growth (TTM) | 5.5% | – |
| Revenue growth, 5Y average | −22.6% | 9.3% (better) |
| Net income growth (TTM) | 8.8% | 17.4% (better) |
| EPS growth (TTM) | 18.0% | 19.9% (better) |
| EPS growth, 5Y average | 11.3% | 19.5% (better) |
| Profitability | ||
| Net margin | 176% (better) | 31.6% |
| Return on equity | 10.6% | 12.9% (better) |
| Financial health | ||
| Debt / equity | 0.23 | – |
| Altman Z-score | 0.25 (better) | 0.22 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% (better) | 1.4% |
| Payout ratio | 29.5% | 19.3% |
| Years of dividend growth | 3 | 12 (better) |
| Dividend growth, 5Y average | – | 12.3% |
| Buyback yield | 7.9% | – |
| Shareholder yield | 10.6% (better) | 1.4% |
| Ownership | ||
| Held by institutions | 91.4% | 96.2% |
| Held by insiders | 0.36% | 1.5% |
| Insider net buying, 12 months | −$24.7M | −$8.4M (better) |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 3.4% | – |
Go deeper
- MTB stock overview
- MTB income statement
- MTB valuation and score
- WTFC stock overview
- WTFC income statement
- WTFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.