Waterstone Financial, Inc. (WSBF) stock
Close on Nov 13, 2026Market cap $360.26MP/E 11.7Yield 2.99%
Waterstone Financial, Inc. grew revenue 12.4% to $150.15M over the twelve months to Jun 30, 2026. Free cash flow was $42.78M, down 49.6% from a year earlier. At the latest close the market valued the company at $360.26M, 11.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026
Valuation
- Market cap
- $360.26M
- P/E ratio
- 11.7
- Price to sales
- 2.40
- Price to book
- 1.03
- Dividend yield
- 2.99%
- Free cash flow yield
- 11.87%
Fundamentals
- Revenue
- $150.15M
- Net income
- $30.10M
- EPS, diluted
- $1.72
- Free cash flow
- $42.78M
- Book value per share
- $20.43
- Diluted shares
- 17M
Trading
- Next earnings
- Q3 FY2026, expected soon
- Previous close
- $20.14
- Open
- $20.23
- Day's range
- $19.82 – $20.23
- Volume
- 40,680
- Average volume (20 days)
- 44,714
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.53
- 52-week range
- $15.11 – $21.66
- RSI (14 days)
- 50.1
- Volatility (1 year)
- 21.9%
- Relative volume
- 0.59×
- WACC
- 7.7%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2012, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | WSBF | S&P 500 | Difference | WSBF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.3% | -3.0% | +4.3 pts | ||
| 3 months | -5.6% | -2.8% | −2.8 pts | ||
| Year to date | +25.5% | +11.5% | +14.0 pts | ||
| 1 year | +34.1% | +13.5% | +20.6 pts | ||
| 3 years | +100.7% | +77.7% | +23.0 pts | +26.1% | +21.1% |
| 5 years | +16.0% | +72.6% | −56.6 pts | +3.0% | +11.5% |
| 10 years | +99.0% | +308.2% | −209.2 pts | +7.1% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Waterstone Financial filed with the SEC as exhibits to Form 8-K or 6-K
- News
- Results
- News
- News
- Results
- News
About Waterstone Financial
Savings Institution, Federally Chartered
Waterstone Financial, Inc. operates as the bank holding company for WaterStone Bank SSB, delivering community banking and mortgage banking services to consumer and commercial clients. The institution originates multi-family residential, one- to four-family residential, and commercial real estate loans, as well as home equity lines, construction loans, and commercial business credit. Additionally, the company accepts retail and brokered deposits, including certificates of deposit, money market accounts, checking accounts, and retirement accounts. Through its subsidiary Waterstone Mortgage Corporation, it originates single-family residential mortgages for sale in the secondary mortgage market.
Company profile, executives and historyWaterstone Financial stock: common questions
What is Waterstone Financial's stock price?
WSBF closed at $20.04 on Nov 13, 2026, down 0.50% on the day. Over the past 52 weeks it traded between $15.11 and $21.66.
What is Waterstone Financial's market cap?
Waterstone Financial was worth $360.26M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is WSBF's P/E ratio?
WSBF trades at 11.7 times earnings, based on diluted earnings per share of $1.72 over the twelve months to Jun 30, 2026.
How much revenue does Waterstone Financial make?
Waterstone Financial reported revenue of $150.15M for the twelve months to Jun 30, 2026, up 12.4% from a year earlier.
Does Waterstone Financial pay a dividend?
Yes. Waterstone Financial paid $0.60 per share over the last twelve months, a yield of 2.99% at the latest price.
When does Waterstone Financial report earnings next?
Waterstone Financial's Q3 FY2026 results are due soon; the company has not yet filed them with the SEC.
How has WSBF stock performed over the past year?
Including dividends, WSBF returned +34.1% over the past year, against +13.5% for the S&P 500.
How many WSBF shares are sold short?
0M shares were sold short at the latest FINRA report, 2.55% of the float, or 10.1 days of average trading volume.
Who are Waterstone Financial's competitors?
Companies most similar to Waterstone Financial by business, industry and size include CZWI, WNEB, PDLB, EBC, CFFN.
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