Citizens Community Bancorp Inc. (CZWI) stock
Close on Nov 13, 2026Market cap $229.87MP/E 15.9Yield 1.51%
Citizens Community Bancorp Inc. grew revenue 8.4% to $65.35M over the twelve months to Sep 30, 2026. Free cash flow was $18.22M, up 91.7% from a year earlier. At the latest close the market valued the company at $229.87M, 15.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $229.87M
- P/E ratio
- 15.9
- Price to sales
- 3.52
- Price to book
- 1.21
- Dividend yield
- 1.51%
- Free cash flow yield
- 7.92%
Fundamentals
- Revenue
- $65.35M
- Net income
- $14.53M
- EPS, diluted
- $1.50
- Free cash flow
- $18.22M
- Book value per share
- $19.79
- Diluted shares
- 10M
Trading
- Next earnings
- Jan 25, 2027 (estimated, before the open)
- Previous close
- $23.44
- Open
- $23.57
- Day's range
- $23.48 – $23.84
- Volume
- 55,293
- Average volume (20 days)
- 42,576
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 0.36
- 52-week range
- $16.27 – $24.75
- RSI (14 days)
- 63.6
- Volatility (1 year)
- 26.0%
- Relative volume
- 1.20×
- WACC
- 7.6%
On 1 of our idea list: Dividend growers
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2010, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CZWI | S&P 500 | Difference | CZWI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +12.8% | -3.0% | +15.8 pts | ||
| 3 months | +13.5% | -2.8% | +16.2 pts | ||
| Year to date | +36.4% | +11.5% | +24.9 pts | ||
| 1 year | +43.9% | +13.5% | +30.4 pts | ||
| 3 years | +140.2% | +77.7% | +62.5 pts | +33.9% | +21.1% |
| 5 years | +93.2% | +72.6% | +20.6 pts | +14.1% | +11.5% |
| 10 years | +159.1% | +308.2% | −149.1 pts | +10.0% | +15.1% |
Fifteen years at a glance
Fiscal years 2010 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Citizens Community Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Citizens Community Bancorp
Savings Institution, Federally Chartered
Citizens Community Bancorp, Inc. is a bank holding company that conducts its operations primarily through its wholly-owned national bank subsidiary, Citizens Community Federal N.A. The institution delivers community banking products and services, including demand deposits, savings and money-market accounts, and certificates of deposit. Its lending activities encompass commercial real estate, commercial and industrial, agricultural operating, agricultural real estate, residential mortgage, and consumer installment loans. The bank serves consumers, agricultural operators, and small-to-medium businesses within its regional footprint.
Company profile, executives and historyCitizens Community Bancorp stock: common questions
What is Citizens Community Bancorp's stock price?
CZWI closed at $23.82 on Nov 13, 2026, up 1.62% on the day. Over the past 52 weeks it traded between $16.27 and $24.75.
What is Citizens Community Bancorp's market cap?
Citizens Community Bancorp was worth $229.87M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is CZWI's P/E ratio?
CZWI trades at 15.9 times earnings, based on diluted earnings per share of $1.50 over the twelve months to Sep 30, 2026.
How much revenue does Citizens Community Bancorp make?
Citizens Community Bancorp reported revenue of $65.35M for the twelve months to Sep 30, 2026, up 8.4% from a year earlier.
Does Citizens Community Bancorp pay a dividend?
Yes. Citizens Community Bancorp paid $0.36 per share over the last twelve months, a yield of 1.51% at the latest price, and has raised its annual dividend 12 years in a row.
When does Citizens Community Bancorp report earnings next?
Citizens Community Bancorp is expected to report Q4 FY2026 results on Jan 25, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has CZWI stock performed over the past year?
Including dividends, CZWI returned +43.9% over the past year, against +13.5% for the S&P 500.
How many CZWI shares are sold short?
0M shares were sold short at the latest FINRA report, 1.56% of the float, or 3.3 days of average trading volume.
Who are Citizens Community Bancorp's competitors?
Companies most similar to Citizens Community Bancorp by business, industry and size include FGBI, FNWD, FNRN, BCBP, WSBF.
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