Waterdrop Inc. (WDH) stock
Close on Nov 13, 2026Market cap $364.49MP/E 4.5Yield –
Waterdrop Inc. grew revenue 43.5% to CN¥3.98B over fiscal 2025. Operating income rose 108.2% to CN¥370.86M, moving the operating margin from 6.4% to 9.3%. Free cash flow was CN¥214.29M, down 2.1% from a year earlier. At the latest close the market valued the company at CN¥2.43B, 4.5 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025
Valuation
- Market cap
- CN¥2.43B
- P/E ratio
- 4.5
- Price to sales
- 0.61
- Price to book
- 0.47
- Dividend yield
- –
- Free cash flow yield
- 8.81%
Fundamentals
- Revenue
- CN¥3.98B
- Net income
- CN¥568.94M
- EPS, diluted
- 0.15 CNY
- Free cash flow
- CN¥214.29M
Trading
- Previous close
- $1.00
- Open
- $1.00
- Day's range
- $0.99 – $1.01
- Volume
- 318,146
- Average volume (20 days)
- 217,288
- Beta (5 years)
- 0.59
- RSI (14 days)
- 50.0
- Volatility (1 year)
- 36.7%
- Relative volume
- 0.78×
- WACC
- 8.1%
Market cap history
Month-end market cap since 2021, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | WDH | S&P 500 | Difference | WDH per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -3.8% | -3.0% | −0.8 pts | ||
| 3 months | +4.1% | -2.8% | +6.8 pts | ||
| Year to date | -44.2% | +11.5% | −55.7 pts | ||
| 1 year | -33.8% | +13.5% | −47.2 pts | ||
| 3 years | -0.8% | +77.7% | −78.5 pts | -0.3% | +21.1% |
| 5 years | -43.8% | +72.6% | −116.4 pts | -10.9% | +11.5% |
Eight years at a glance
Fiscal years 2018 to 2025, CNY
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Waterdrop filed with the SEC as exhibits to Form 8-K or 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
About Waterdrop
Insurance Agents, Brokers & Service
Waterdrop Inc. is an online healthcare and insurance platform provider that conducts operations through its subsidiaries and consolidated variable interest entities. The company operates primarily through insurance and medical crowdfunding segments. Its core offerings include insurance brokerage services for short-term and long-term insurance policies, medical crowdfunding platform services, technical services, and digital clinical trial solutions. Waterdrop serves individual consumers seeking healthcare financing and insurance coverage, as well as corporate partners such as insurance carriers and healthcare organizations.
Company profile, executives and historyWaterdrop stock: common questions
What is Waterdrop's stock price?
WDH closed at $1.01 on Nov 13, 2026, up 1.00% on the day.
What is Waterdrop's market cap?
Waterdrop was worth $364.49M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is WDH's P/E ratio?
WDH trades at 4.5 times earnings, based on diluted earnings per share of 0.15 CNY over fiscal 2025.
How much revenue does Waterdrop make?
Waterdrop reported revenue of CN¥3.98B for fiscal 2025, up 43.5% from a year earlier.
Does Waterdrop pay a dividend?
No. Waterdrop has not paid a cash dividend over the last twelve months.
How has WDH stock performed over the past year?
Including dividends, WDH returned -33.8% over the past year, against +13.5% for the S&P 500.
Who are Waterdrop's competitors?
Companies most similar to Waterdrop by business, industry and size include YB, CCG, HUIZ, RYAN, AIFU.
See a number that looks wrong?