VWF Bancorp, Inc. (VWFB) stock analysis
VWFBOTCSavings Institutions, Not Federally CharteredFiscal year ends June 30
Financials through Q3 FY2025, quarter ended Mar 31, 2025Last filing: 10-Q on May 13, 2025
$14.65+0.00 (0.00%)
Close on Oct 19, 2026Market cap $25.88MP/E –Yield –
Margins
Share of revenue, fiscal years 2020 to 2024
Net margin
-36.5%
Growth rates
Compound annual growth to fiscal 2024
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +23.3% | +24.4% | – | – |
Returns and balance sheet
5 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2024 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | -5.4% | |
| Return on assets | – | – | -0.8% | |
| Capex to revenue | – | – | 17.9% | |
| Diluted shares | – | – | 2M |
Cash use needs five years of cash flow figures
VWF Bancorp does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-36.5%
×Asset turnover0.02×
×Equity multiplier6.36×
=Return on equity, FY2024-5.4%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2024 | -36.5% | 0.02× | 6.36× | -5.4% |
| FY2023 | -12.2% | 0.03× | 5.10× | -1.8% |
| FY2022 | -0.3% | 0.02× | 5.68× | -0.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2024 against fiscal 2023
3of 6 tests passed in fiscal 2024. Some tests lack the figures they need.
- ProfitableNet income above zero-$2.02M
- Cash generatingOperating cash flow above zero-$1.98M
- Return on assets improvedROA up on the prior year-0.4% → -1.2%
- Earnings backed by cashOperating cash flow above net income-$1.98M vs -$2.02M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise2M → 2M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03
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