Valley National Bancorp (VLY) stock
VLYNasdaqNational Commercial BanksFiscal year ends December 31Also trades as VLYPN, VLYPO, VLYPP
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 21/303% below fair value
$14.38−0.02 (-0.14%)
Close on Nov 12, 2026Market cap $7.95BP/E 11.4Yield 3.06%
Valley National Bancorp statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, before the open)
- Last ex-dividend date
- Dec 15, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.34
- 1.52
- P/OCF Ratio
- 8.36
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 3.09
- 2.94
- EV / FCF
- 7.37
- 8.57
Share statisticsIndustry
- Shares Change (YoY)
- 0.31%
- 0.35%
- Float
- 472M
- 17M
- Shares Held by Insiders
- 14.6%
- 6.05%
- Shares Held by Institutions
- 77.1%
- 61.3%
Short sellingIndustry
- Short Interest
- 60M
- –
- Short Interest Change
- 5.23%
- -4.13%
- Days to Cover
- 8.22
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $15.20
- –
- 52-Week Low
- $10.34
- –
- 20-Day Moving Average
- $13.84
- –
- 50-Day Moving Average
- $13.45
- –
- 200-Day Moving Average
- $13.54
- –
- Average True Range (14)
- $0.37
- –
- Price Change (1 Week)
- -0.62%
- -1.47%
- Price Change (1 Month)
- 14.9%
- 4.46%
- Price Change (3 Months)
- -4.13%
- -3.23%
- Price Change (6 Months)
- 10.8%
- 11.7%
- Price Change (YTD)
- 23.3%
- 19.9%
- Price Change (1 Year)
- 30.7%
- 26.3%
- Price Change (3 Years)
- 83.9%
- 77.4%
- Price Change (5 Years)
- 0.00%
- 26.4%
- Price Change (10 Years)
- 30.9%
- 68.6%
- Average Volume (10 Days)
- 7M
- –
- Average Volume (20 Days)
- 7M
- –
- Average Volume (90 Days)
- 7M
- –
- Relative Volume
- 0.87
- 0.63
- Relative Strength Index (14)
- 63.2
- 53.3
- Volatility (1 Year)
- 25.1%
- 24.4%
- Beta (5 Years)
- 0.96
- 0.63
MarginsIndustry
- Pretax Margin
- 40.2%
- 36.9%
- FCF Margin
- 42.0%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.45%
- 10.8%
- Return on Assets (ROA)
- 1.13%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.01
- 0.21
- Debt / FCF
- 0.05
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 13.7%
- 11.8%
- Net Income Growth (YoY)
- 42.1%
- 23.2%
- EPS Growth (YoY)
- 43.2%
- 21.9%
- FCF Growth (YoY)
- 78.3%
- 27.5%
- Revenue Growth (3Y CAGR)
- 2.84%
- 5.82%
- Revenue Growth (5Y CAGR)
- 9.24%
- 6.17%
- EPS Growth (3Y CAGR)
- -3.96%
- 1.31%
- EPS Growth (5Y CAGR)
- 1.66%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.03
- 0.04
- Revenue Per Employee
- $705.70K
- $360.35K
- Profits Per Employee
- $233.44K
- $110.51K
- Employee Count
- 3,155
- 492
- WACC
- 9.64%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $894.88M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $1.07B
- $166.15M
- Net Cash Per Share
- $1.94
- $8.19
- Equity (Book Value)
- $7.90B
- $570.13M
- Book Value Per Share
- $14.29
- $28.22
- Tangible Book Value
- $5.94B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$17.36M
- -$4.27M
- FCF Per Share
- $1.69
- $3.33
Dividends and yieldsIndustry
- Earnings Yield
- 9.26%
- 8.29%
- FCF Yield
- 11.7%
- 9.17%
- Dividend Yield
- 3.06%
- 2.45%
- Buyback Yield
- 1.89%
- 1.79%
- Shareholder Yield
- 4.94%
- 3.21%
- Dividend Per Share
- $0.44
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 33.5%
- 29.0%
- FCF Payout Ratio
- 26.4%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $158.38M
- $16.14M
- Effective Tax Rate
- 17.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $20.13
- $45.31
- Graham Upside
- 39.8%
- 18.6%
- Altman Z-Score
- 0.16
- 0.22
- Piotroski F-Score
- 5
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | VLY | S&P 500 | Difference | VLY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +13.8% | -2.7% | +16.5 pts | ||
| 3 months | -2.9% | -1.7% | −1.2 pts | ||
| Year to date | +26.2% | +11.9% | +14.3 pts | ||
| 1 year | +34.3% | +12.0% | +22.3 pts | ||
| 3 years | +108.4% | +78.2% | +30.2 pts | +27.7% | +21.2% |
| 5 years | +24.1% | +73.2% | −49.2 pts | +4.4% | +11.6% |
| 10 years | +99.5% | +309.6% | −210.1 pts | +7.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
60M VLY shares were sold short on Oct 30, 2026, up 5.2% from the previous report. At recent volumes it would take 8.2 days to buy them back. Over the last 20 sessions, 62.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 59,883,304 | +5.2% | 7,287,294 | 8.2 |
| Oct 15, 2026 | 56,909,540 | -4.0% | 6,557,862 | 8.7 |
| Sep 30, 2026 | 59,257,144 | +27.8% | 8,715,193 | 6.8 |
| Sep 15, 2026 | 46,365,927 | +8.0% | 5,409,025 | 8.6 |
| Aug 31, 2026 | 42,913,857 | +2.4% | 6,147,302 | 7.0 |
| Aug 14, 2026 | 41,927,833 | -4.6% | 5,820,025 | 7.2 |
| Jul 31, 2026 | 43,966,536 | +1.8% | 7,685,696 | 5.7 |
| Jul 15, 2026 | 43,184,360 | +6.5% | 5,740,297 | 7.5 |
| Jun 30, 2026 | 40,557,511 | +2.0% | 7,673,924 | 5.3 |
| Jun 15, 2026 | 39,747,816 | +6.0% | 6,473,237 | 6.1 |
| May 29, 2026 | 37,485,141 | -1.8% | 5,589,284 | 6.7 |
| May 15, 2026 | 38,188,582 | +23.7% | 5,077,544 | 7.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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