NBT Bancorp Inc (NBTB) stock
Close on Nov 12, 2026Market cap $2.74BP/E 12.7Yield 2.69%
NBT Bancorp Inc grew revenue 13.8% to $751.35M over the twelve months to Sep 30, 2026. Free cash flow was $245.67M, up 21.4% from a year earlier. At the latest close the market valued the company at $2.74B, 12.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $2.74B
- P/E ratio
- 12.7
- Price to sales
- 3.65
- Price to book
- 1.41
- Dividend yield
- 2.69%
- Free cash flow yield
- 8.97%
Fundamentals
- Revenue
- $751.35M
- Net income
- $217.71M
- EPS, diluted
- $4.15
- Free cash flow
- $245.67M
- Book value per share
- $37.38
- Diluted shares
- 52M
Trading
- Next earnings
- Jan 25, 2027 (estimated, after the close)
- Previous close
- $52.95
- Open
- $53.03
- Day's range
- $52.48 – $53.22
- Volume
- 161,668
- Average volume (20 days)
- 296,665
- Index membership
- S&P SmallCap 600, Russell 2000, Russell 3000
- Beta (5 years)
- 0.56
- 52-week range
- $39.45 – $55.35
- RSI (14 days)
- 52.3
- Volatility (1 year)
- 22.2%
- Relative volume
- 0.48×
- WACC
- 7.4%
Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | NBTB | S&P 500 | Difference | NBTB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.6% | -2.7% | +7.3 pts | ||
| 3 months | -0.5% | -1.7% | +1.2 pts | ||
| Year to date | +30.1% | +11.9% | +18.2 pts | ||
| 1 year | +31.7% | +12.0% | +19.7 pts | ||
| 3 years | +69.7% | +78.2% | −8.5 pts | +19.3% | +21.2% |
| 5 years | +61.9% | +73.2% | −11.3 pts | +10.1% | +11.6% |
| 10 years | +80.0% | +309.6% | −229.7 pts | +6.1% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases NBT Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Update
- Results
- Results
- Results
About NBT Bancorp
National Commercial Banks
The provided filing excerpt contains financial accounting and taxonomy disclosures indicating banking operations across commercial, residential, and consumer portfolio segments. The entity provides deposit accounts, administrative services, asset management, insurance services, debit card facilities, and real estate loans. Additional offerings highlighted in the schedule include home equity financing, commercial and industrial credit, indirect auto financing, and residential solar loans served to individual consumers and commercial clients.
Company profile, executives and historyNBT Bancorp stock: common questions
What is NBT Bancorp's stock price?
NBTB closed at $52.72 on Nov 12, 2026, down 0.43% on the day. Over the past 52 weeks it traded between $39.45 and $55.35.
What is NBT Bancorp's market cap?
NBT Bancorp was worth $2.74B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is NBTB's P/E ratio?
NBTB trades at 12.7 times earnings, based on diluted earnings per share of $4.15 over the twelve months to Sep 30, 2026.
How much revenue does NBT Bancorp make?
NBT Bancorp reported revenue of $751.35M for the twelve months to Sep 30, 2026, up 13.8% from a year earlier.
Does NBT Bancorp pay a dividend?
Yes. NBT Bancorp paid $1.42 per share over the last twelve months, a yield of 2.69% at the latest price, and has raised its annual dividend 8 years in a row.
When does NBT Bancorp report earnings next?
NBT Bancorp is expected to report Q4 FY2026 results on Jan 25, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has NBTB stock performed over the past year?
Including dividends, NBTB returned +31.7% over the past year, against +12.0% for the S&P 500.
How many NBTB shares are sold short?
3M shares were sold short at the latest FINRA report, 5.29% of the float, or 9.4 days of average trading volume.
Who are NBT Bancorp's competitors?
Companies most similar to NBT Bancorp by business, industry and size include VLY, NWBI, PRK, FBK, FNLC.
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