Usio, Inc. (USIO) stock
Close on Nov 12, 2026Market cap $58.42MP/E –Yield –
Usio, Inc. grew revenue 13.7% to $95.15M over the twelve months to Sep 30, 2026. Free cash flow was $1.24M, down 39.4% from a year earlier. At the latest close the market valued the company at $58.42M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $58.42M
- P/E ratio
- –
- Price to sales
- 0.61
- Price to book
- 2.99
- Dividend yield
- –
- Free cash flow yield
- 2.13%
Fundamentals
- Revenue
- $95.15M
- Net income
- -$875.67K
- EPS, diluted
- -$0.03
- Free cash flow
- $1.24M
- Book value per share
- $0.69
- Diluted shares
- 28M
Trading
- Next earnings
- Mar 17, 2027 (estimated, during market hours)
- Previous close
- $2.19
- Open
- $2.25
- Day's range
- $2.05 – $2.25
- Volume
- 305,355
- Average volume (20 days)
- 212,669
- Beta (5 years)
- 0.40
- 52-week range
- $1.03 – $3.29
- RSI (14 days)
- 28.7
- Volatility (1 year)
- 66.2%
- Relative volume
- 1.02×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | USIO | S&P 500 | Difference | USIO per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -25.2% | -2.7% | −22.5 pts | ||
| 3 months | -13.9% | -1.7% | −12.1 pts | ||
| Year to date | +50.7% | +11.9% | +38.8 pts | ||
| 1 year | +43.4% | +12.0% | +31.4 pts | ||
| 3 years | +17.1% | +78.2% | −61.0 pts | +5.4% | +21.2% |
| 5 years | -66.2% | +73.2% | −139.4 pts | -19.5% | +11.6% |
| 10 years | +18.5% | +309.6% | −291.2 pts | +1.7% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Usio filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Update
- Results
- Update
- Update
- Results
About Usio
Functions Related To Depository Banking, NEC
Usio operates as a cloud-based financial technology payment processor that provides integrated payment acceptance and disbursement services. Its core offerings include Automated Clearing House transactions, credit and debit card processing, payment facilitation, and customizable prepaid debit cards. The company also provides electronic billing, document composition, and printing and mailing services. Its business serves merchants, business enterprises, software developers, financial institutions, healthcare providers, governmental entities, and consumers across multiple commercial verticals.
Company profile, executives and historyUsio stock: common questions
What is Usio's stock price?
USIO closed at $2.05 on Nov 12, 2026, down 6.39% on the day. Over the past 52 weeks it traded between $1.03 and $3.29.
What is Usio's market cap?
Usio was worth $58.42M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is USIO's P/E ratio?
Usio lost money over the twelve months to Sep 30, 2026 (diluted EPS -$0.03), so it has no meaningful P/E ratio.
How much revenue does Usio make?
Usio reported revenue of $95.15M for the twelve months to Sep 30, 2026, up 13.7% from a year earlier.
Does Usio pay a dividend?
No. Usio has not paid a cash dividend over the last twelve months.
When does Usio report earnings next?
Usio is expected to report Q4 FY2026 results on Mar 17, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has USIO stock performed over the past year?
Including dividends, USIO returned +43.4% over the past year, against +12.0% for the S&P 500.
Who are Usio's competitors?
Companies most similar to Usio by business, industry and size include FNLC, HWBK, AVBC, CBNA, FGBI.
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