Blue Ridge Bankshares vs USCB Financial
BRBS and USCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BRBS and USCB compare
Blue Ridge Bankshares and USCB Financial are about the same size, with market caps of $361M and $372M.
USCB Financial grew revenue faster over the last twelve months (4.2% versus −15.6% for Blue Ridge Bankshares).
USCB Financial keeps more of each dollar of sales as profit, with a net margin of 29.6% compared with −0.48% at Blue Ridge Bankshares.
Both pay dividends: Blue Ridge Bankshares yields 14.9% and USCB Financial 2.4%.
USCB Financial scores higher on the StockData Score (8 against 4 for Blue Ridge Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BRBS | USCB |
|---|---|---|
| Size and price | ||
| Market cap | $361M | $372M |
| Share price | $4.03 | $20.13 |
| Change, 1 year | −7.8% | 12.8% |
| Change, 5 years | −77.9% | 35.7% |
| Beta (5Y) | 0.52 | 0.53 |
| Employees | 10 | 205 |
| StockData Score | ||
| Total score | 4 | 8 (better) |
| Valuation score | 0 | 0 |
| Growth score | 0 | 0 |
| Performance score | 1 | 4 (better) |
| Health score | 0 | 1 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/S | 4.6× | 3.8× (better) |
| P/B | – | 1.6× |
| P/FCF | 18.2× | 8.6× (better) |
| FCF yield | 5.5% | 11.6% (better) |
| Growth | ||
| Revenue growth (TTM) | −15.6% | 4.2% (better) |
| Revenue growth, 5Y average | −3.8% | 12.7% (better) |
| Net income growth (TTM) | −108% | −7.3% (better) |
| EPS growth, 5Y average | −44.3% | – |
| Profitability | ||
| Net margin | −0.48% | 29.6% (better) |
| FCF margin | 25.4% | 43.4% (better) |
| Return on equity | – | 13.4% |
| Financial health | ||
| Altman Z-score | 0.11 (better) | 0.10 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 14.9% (better) | 2.4% |
| Payout ratio | – | 29.7% |
| Buyback yield | – | −0.49% |
| Shareholder yield | 14.9% (better) | 1.9% |
| Ownership | ||
| Held by institutions | 36.4% | 67.5% |
| Held by insiders | 38.8% | 27.3% |
| Insider net buying, 12 months | – | −$7.4M |
| Short interest, % of float | 2.7% | 1.7% |
Go deeper
- BRBS stock overview
- BRBS income statement
- BRBS valuation and score
- USCB stock overview
- USCB income statement
- USCB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.