Upbound Group, Inc. (UPBD) stock

UPBDNasdaqServices-Equipment Rental & Leasing, NECFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 17/3024% below fair value

$23.88−1.39 (-5.50%)

Close on Nov 12, 2026Market cap $1.39BP/E 12.6Yield 6.53%

Upbound statistics

99 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 18, 2027 (estimated, before the open)
Last ex-dividend date: Oct 6, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 12, 2026

Valuation ratiosIndustry

Market Cap: $1.39B; $793.39M
Enterprise Value: $1.27B; $768.70M
PE Ratio: 12.57; 26.25
PS Ratio: 0.29; 2.28
PB Ratio: 1.86; 2.76
P/FCF Ratio: 3.21; 15.38
P/OCF Ratio: 2.79; 13.16

Enterprise valuationIndustry

EV / Sales: 0.27; 2.03
EV / EBITDA: 4.87; 16.16
EV / EBIT: 4.87; 20.87
EV / FCF: 2.92; 15.27

Share statisticsIndustry

Shares Outstanding: 58M; 58M
Shares Change (YoY): 1.22%; 1.97%
Float: 56M; 53M
Shares Held by Insiders: 3.15%; 13.2%
Shares Held by Institutions: 99.3%; 62.8%

Short sellingIndustry

Short Interest: 8M; –
Short Interest Change: -9.11%; -3.30%
Short % of Float: 14.8%; 5.81%
Short % of Shares Outstanding: 14.3%; 4.22%
Days to Cover: 6.15; 3.54

Stock price statisticsIndustry

52-Week High: $25.52; –
52-Week Low: $14.98; –
20-Day Moving Average: $20.39; –
50-Day Moving Average: $18.16; –
200-Day Moving Average: $19.08; –
Average True Range (14): $1.05; –
Price Change (1 Week): -4.02%; 0.35%
Price Change (1 Month): 54.7%; 0.00%
Price Change (3 Months): 21.7%; -7.14%
Price Change (6 Months): 37.2%; 0.66%
Price Change (YTD): 36.0%; -14.1%
Price Change (1 Year): 36.3%; -14.0%
Price Change (3 Years): -15.8%; -12.6%
Price Change (5 Years): -48.9%; -56.7%
Price Change (10 Years): 102.9%; 44.9%
Average Volume (10 Days): 2M; –
Average Volume (20 Days): 1M; –
Average Volume (90 Days): 1M; –
Relative Volume: 1.05; 0.71
Relative Strength Index (14): 69.2; 47.3
Volatility (1 Year): 46.6%; 65.3%
Beta (5 Years): 1.29; 1.19

MarginsIndustry

Gross Margin: 49.7%; 56.0%
Operating Margin: 5.50%; -1.96%
Pretax Margin: 3.32%; -0.63%
Profit Margin: 2.36%; -2.35%
EBITDA Margin: 5.50%; 0.85%
FCF Margin: 9.17%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 15.5%; 1.34%
Return on Assets (ROA): 3.56%; -3.12%
Return on Invested Capital (ROIC): 30.6%; -0.29%

Financial positionIndustry

Interest Coverage: 2.47; -0.55

GrowthIndustry

Revenue Growth (YoY): 3.23%; 9.45%
Net Income Growth (YoY): 31.8%; 9.41%
EPS Growth (YoY): 31.0%; 12.4%
FCF Growth (YoY): 208.3%; 14.5%
Revenue Growth (3Y CAGR): 3.41%; 7.44%
Revenue Growth (5Y CAGR): 10.8%; 12.3%
EPS Growth (3Y CAGR): 81.2%; 13.7%
EPS Growth (5Y CAGR): -19.6%; 12.4%

EfficiencyIndustry

Asset Turnover: 1.51; 0.64
Revenue Per Employee: $325.92K; $396.32K
Profits Per Employee: $7.68K; -$6.68K
Employee Count: 14,500; 525
WACC: 11.3%; 10.1%

Income statement (TTM)Industry

Revenue: $4.73B; $257.79M
Gross Profit: $2.35B; $158.36M
Operating Income: $260.12M; -$578.69K
Pretax Income: $157.12M; -$294.07K
Net Income: $111.39M; -$298.85K
EBITDA: $260.12M; -$75.39K
EPS (Diluted): $1.90; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $125.10M; $41.64M
Net Cash (Debt): $125.10M; $1.79M
Net Cash Per Share: $2.15; $0.13
Equity (Book Value): $750.12M; $51.00M
Book Value Per Share: $12.87; $1.99
Tangible Book Value: -$42.19M; $2.78M

Cash flow (TTM)Industry

Operating Cash Flow: $498.69M; $5.65M
Capital Expenditures: -$65.13M; -$5.59M
Free Cash Flow: $433.56M; $35.58M
FCF Per Share: $7.44; $0.53

Dividends and yieldsIndustry

Earnings Yield: 8.00%; 0.38%
FCF Yield: 31.1%; 4.32%
Dividend Yield: 6.53%; 1.30%
Shareholder Yield: 6.53%; 3.80%
Dividend Per Share: $1.56; $1.04
Dividend Growth (YoY): 4.00%; 6.12%
Years of Dividend Growth: 7; 1
Payout Ratio: 82.3%; 30.7%
FCF Payout Ratio: 21.1%; 23.2%

Taxes and interestIndustry

Interest Expense: $105.47M; $3.48M
Income Tax: $45.73M; $1.62M
Effective Tax Rate: 29.1%; 22.3%

Scores and fair valueIndustry

Graham Number: $23.45; $16.66
Graham Upside: -1.79%; -55.3%
Altman Z-Score: 2.67; 1.97
Piotroski F-Score: 6; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

Period	UPBD	S&P 500	Difference	UPBD per year	S&P 500 per year
1 month	+55.1%	-2.7%	+57.8 pts
3 months	+28.6%	-1.7%	+30.4 pts
Year to date	+45.5%	+11.9%	+33.6 pts
1 year	+49.6%	+12.0%	+37.6 pts
3 years	+1.9%	+78.2%	−76.3 pts	+0.6%	+21.2%
5 years	-30.8%	+73.2%	−104.0 pts	-7.1%	+11.6%
10 years	+203.6%	+309.6%	−106.0 pts	+11.7%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

8M UPBD shares were sold short on Oct 30, 2026, down 9.1% from the previous report, or 14.78% of the shares available to trade. At recent volumes it would take 6.2 days to buy them back. Over the last 20 sessions, 47.4% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	8,346,143	-9.1%	1,356,107	6.2
Oct 15, 2026	9,182,334	+1.6%	1,127,042	8.2
Sep 30, 2026	9,036,716	+13.9%	1,037,827	8.7
Sep 15, 2026	7,933,519	+3.8%	759,129	10.4
Aug 31, 2026	7,639,757	+5.1%	760,062	10.1
Aug 14, 2026	7,266,664	+8.3%	955,525	7.6
Jul 31, 2026	6,709,705	+5.8%	1,207,610	5.6
Jul 15, 2026	6,341,816	+1.2%	859,969	7.4
Jun 30, 2026	6,267,185	-0.9%	1,351,847	4.6
Jun 15, 2026	6,327,022	+2.0%	804,071	7.9
May 29, 2026	6,204,771	+17.1%	761,279	8.2
May 15, 2026	5,298,129	+3.2%	797,756	6.6