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Union Bankshares Inc (UNB) stock

UNBNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 15/3013% below fair value
$22.84+0.12 (+0.51%)

Close on Nov 12, 2026Market cap $112.94MP/E 8.8Yield 6.31%

Union Bankshares Inc grew revenue 7.6% to $57.70M over the twelve months to Sep 30, 2026. Free cash flow was $12.17M, down 34.9% from a year earlier. At the latest close the market valued the company at $112.94M, 8.8 times its earnings.

Revenue
$57.70M
+7.6% vs. a year earlier
Free cash flow
$12.17M
-34.9% vs. a year earlier
EPS, diluted
$2.60
+5.3% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$112.94M
P/E ratio
8.8
Price to sales
1.96
Price to book
1.43
Dividend yield
6.31%
Free cash flow yield
10.78%

Fundamentals

Revenue
$57.70M
Net income
$12.44M
EPS, diluted
$2.60
Free cash flow
$12.17M
Book value per share
$15.84
Diluted shares
5M

Trading

Next earnings
Jan 20, 2027 (estimated, during market hours)
Previous close
$22.72
Open
$22.84
Day's range
$22.82 – $22.98
Volume
2,314
Average volume (20 days)
5,600
Beta (5 years)
0.48
52-week range
$20.65 – $26.41
RSI (14 days)
46.7
Volatility (1 year)
28.2%
Relative volume
0.42×
WACC
7.5%

Market cap history

Month-end market cap since 2012, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodUNBS&P 500DifferenceUNB per yearS&P 500 per year
1 month+0.8%-2.7%+3.5 pts
3 months-4.3%-1.7%−2.6 pts
Year to date+2.1%+11.9%−9.8 pts
1 year+7.0%+12.0%−5.0 pts
3 years+2.1%+78.2%−76.1 pts+0.7%+21.2%
5 years-7.1%+73.2%−80.3 pts-1.5%+11.6%
10 years-11.3%+309.6%−321.0 pts-1.2%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$57.70M+7.6% YoY

Net income

$12.44M+9.8% YoY

EPS, diluted

$2.60+5.3% YoY

Free cash flow

$12.17M-34.9% YoY
Reported periodTrailing twelve months

Press releases

Releases Union Bankshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Union Bankshares

State Commercial Banks

Union Bankshares, Inc. operates as a community bank holding company providing financial services through its primary subsidiary, Union Bank. The institution maintains a single reporting segment delivering retail, commercial, and municipal banking alongside wealth management and trust services. Its offerings encompass personal deposit accounts, home mortgages, residential and commercial construction lending, working capital loans, small business financing, cash management, and electronic banking options. The bank caters to individual retail consumers, commercial entities spanning small and mid-sized enterprises, non-profit institutions, local municipalities, and regional school districts.

Company profile, executives and history

Union Bankshares stock: common questions

What is Union Bankshares's stock price?

UNB closed at $22.84 on Nov 12, 2026, up 0.51% on the day. Over the past 52 weeks it traded between $20.65 and $26.41.

What is Union Bankshares's market cap?

Union Bankshares was worth $112.94M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is UNB's P/E ratio?

UNB trades at 8.8 times earnings, based on diluted earnings per share of $2.60 over the twelve months to Sep 30, 2026.

How much revenue does Union Bankshares make?

Union Bankshares reported revenue of $57.70M for the twelve months to Sep 30, 2026, up 7.6% from a year earlier.

Does Union Bankshares pay a dividend?

Yes. Union Bankshares paid $1.44 per share over the last twelve months, a yield of 6.31% at the latest price.

When does Union Bankshares report earnings next?

Union Bankshares is expected to report Q4 FY2026 results on Jan 20, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has UNB stock performed over the past year?

Including dividends, UNB returned +7.0% over the past year, against +12.0% for the S&P 500.

How many UNB shares are sold short?

0M shares were sold short at the latest FINRA report, 0.35% of the float, or 2.7 days of average trading volume.

Who are Union Bankshares's competitors?

Companies most similar to Union Bankshares by business, industry and size include UWHR, UBCP, CSBB, OVBC, CBFV.

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