Trupanion, Inc. (TRUP) shareholders
TRUPNasdaqHospital & Medical Service PlansFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 6/3051% above fair value
$34.48+0.18 (+0.52%)
Close on Nov 13, 2026Market cap $1.51BP/E 56.5Yield –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
77.1%
34M of 44M shares
Institutional holders
200
33 new, 33 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 34 sales
Net sold $3.92M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 5,173,511 | – | 13G (passive) amendment | Sep 30, 2024 |
| Felix Holdings Bv | 4,296,538 | 9.89% | 13G (passive) | Feb 17, 2026 |
| Capital World Investors | 4,020,416 | 9.70% | 13G (passive) amendment | Dec 29, 2023 |
| Ole Nielsen Joint filing with NCMH ApS (6.80%), Nielsen Capital Management Fondsmæglerselskab A/S (6.80%) and 1 more | 2,904,432 | 6.90% | 13G (passive) amendment | Mar 26, 2024 |
| Flossbach Von Storch Se Joint filing with Flossbach von Storch Invest S.A. (5.60%) | 2,357,493 | 5.60% | 13G (passive) | Sep 30, 2024 |
| Wellington Investment Advisors Holdings LLP Joint filing with Wellington Management Group LLP (5.20%), Wellington Group Holdings LLP (5.20%) | 2,200,537 | 5.20% | 13G (passive) amendment | Dec 31, 2024 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of TRUP | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 5,441,008 | 12.40% | $134.77M | −2,112 | 0.00% |
| Capital World Investors | 3,840,269 | 8.75% | $95.12M | +58,630 | 0.01% |
| Aflac Inc | 3,636,364 | 8.29% | $90.07M | – | 97.24% |
| Vanguard Portfolio Management LLC | 1,801,498 | 4.11% | $44.62M | +38,921 | 0.00% |
| Polar Capital Holdings Plc | 1,750,000 | 3.99% | $43.35M | +125,000 | 0.10% |
| Vanguard Capital Management LLC | 1,486,377 | 3.39% | $36.82M | +33,221 | 0.00% |
| State Street Corp | 1,365,662 | 3.11% | $33.83M | +48,219 | 0.00% |
| FMR LLC | 1,040,565 | 2.37% | $25.77M | −314,001 | 0.00% |
| Morgan Stanley | 901,215 | 2.05% | $22.32M | +203,343 | 0.00% |
| Geode Capital Management, LLC | 875,839 | 2.00% | $21.70M | −2,231 | 0.00% |
| Greenlea Lane Capital Management, LLC | 776,490 | 1.77% | $19.23M | – | 5.28% |
| Bank Of America Corp /De/ | 575,764 | 1.31% | $14.26M | −14,975 | 0.00% |
| Marshall Wace, Llp | 561,333 | 1.28% | $13.90M | −132,822 | 0.01% |
| Kopion Asset Management, LLC | 522,999 | 1.19% | $12.95M | +123,308 | 8.19% |
| Goldman Sachs Group Inc | 491,871 | 1.12% | $12.18M | +133,393 | 0.00% |
| Qube Research & Technologies Ltd | 406,217 | 0.93% | $10.06M | +59,911 | 0.01% |
| Clearbridge Investments, LLC | 395,906 | 0.90% | $9.81M | −45,566 | 0.01% |
| Dimensional Fund Advisors LP | 380,610 | 0.87% | $9.43M | −321,476 | 0.00% |
| Northern Trust Corp | 372,420 | 0.85% | $9.22M | +15,772 | 0.00% |
| Tudor Investment Corp Et Al | 356,697 | 0.81% | $8.84M | +41,470 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 200 | 34M | 77.1% | 33 / 71 | 60 / 33 | 2M | 2M |
| Q1 2026 | 204 | 33M | 76.3% | 27 / 70 | 75 / 34 | 5M | 4M |
| Q4 2025 | 214 | 36M | 81.7% | 23 / 63 | 89 / 28 | 2M | 4M |
| Q3 2025 | 221 | 38M | 86.1% | 31 / 69 | 80 / 39 | 3M | 5M |
| Q2 2025 | 231 | 39M | 89.4% | 38 / 87 | 70 / 22 | 2M | 2M |
| Q1 2025 | 216 | 39M | 89.9% | 26 / 75 | 75 / 44 | 4M | 3M |
| Q4 2024 | 236 | 39M | 88.6% | 60 / 77 | 60 / 32 | 4M | 5M |
| Q3 2024 | 211 | 40M | 91.5% | 42 / 50 | 81 / 16 | 9M | 4M |
| Q2 2024 | 188 | 41M | 94.1% | 26 / 61 | 68 / 37 | 3M | 7M |
| Q1 2024 | 201 | 46M | 100.0% | 24 / 59 | 77 / 35 | 5M | 4M |
| Q4 2023 | 214 | 45M | 100.0% | 46 / 58 | 64 / 23 | 6M | 4M |
| Q3 2023 | 192 | 43M | 97.6% | 30 / 53 | 63 / 28 | 1M | 6M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
213 funds held TRUP in Q2 2026, 53% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of TRUP | Value | % of fund | As of |
|---|---|---|---|---|---|
| SMALLCAP World Fund Inc | 2,090,480 | 4.76% | $51.78M | 0.05% | Jun 30, 2026 |
| iShares Core S&P Small-Cap ETF | 2,058,743 | 4.69% | $51.00M | 0.05% | Jun 30, 2026 |
| Growth Fund of America | 1,643,625 | 3.75% | $35.86M | 0.01% | May 31, 2026 |
| Vanguard Total Stock Market Index Fund | 1,039,038 | 2.37% | $25.74M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 922,977 | 2.10% | $22.86M | 0.03% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 749,509 | 1.71% | $18.57M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Growth Fund | 455,891 | 1.04% | $11.16M | 0.13% | Jul 31, 2026 |
| Vanguard Small-Cap Growth Index Fund | 430,354 | 0.98% | $10.66M | 0.02% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 389,454 | 0.89% | $9.65M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 370,787 | 0.85% | $9.08M | 0.03% | Jul 31, 2026 |
| Fidelity Enhanced Small Cap Core ETF | 325,460 | 0.74% | $8.06M | 0.14% | Jun 30, 2026 |
| iShares Russell 2000 Growth ETF | 318,845 | 0.73% | $7.90M | 0.05% | Jun 30, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 311,713 | 0.71% | $7.72M | 0.05% | Jun 30, 2026 |
| ClearBridge Small Cap Growth Fund | 254,996 | 0.58% | $6.24M | 0.33% | Jul 31, 2026 |
| Fidelity Small Cap Growth K6 Fund | 232,969 | 0.53% | $5.71M | 0.12% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Margaret Tooth | CEO, Director | 182,952 | 0.42% | Nov 12, 2026 |
| John R. Gallagher | Chief Operating Officer | 32,880 | 0.07% | Oct 30, 2026 |
| Brenna McGibney | Chief Administration Officer | 14,274 | 0.03% | Aug 26, 2026 |
| Simon Wheeler | EVP, Trupanion International | 25,327 | 0.06% | Aug 26, 2026 |
| Asher Bearman | Chief Legal Officer | 74,013 | 0.17% | Aug 26, 2026 |
| Steve Weinrauch | EVP, North Am & Vet Strategy | 81,481 | 0.19% | Aug 26, 2026 |
| Fawwad Qureshi | Chief Financial Officer | 4,230 | 0.01% | Aug 26, 2026 |
| Katherine Seawell | Chief Marketing Officer | – | – | Aug 11, 2026 |
| Emily Dreyer | Chief Revenue Officer | 35,627 | 0.08% | Mar 6, 2026 |
| Christopher J. Kearns | Chief Legal Officer | 12,794 | 0.03% | Mar 3, 2025 |
| Jason Wasdin | General Manager | 4,478 | 0.01% | Mar 3, 2025 |
| Melissa Joy Hewitt | General Manager | 9,477 | 0.02% | Mar 3, 2025 |
| Kalpesh Raval | General Manager | 3,513 | 0.01% | Nov 27, 2024 |
| Travis Worra | General Manager | 3,987 | 0.01% | Nov 27, 2024 |
| Murray B. Low | Director | 302,531 | 0.69% | Nov 12, 2026 |
| Howard E. Rubin | Director | 203,288 | 0.46% | Nov 12, 2026 |
| Darryl Rawlings | Director | 1,460,491 | 3.33% | Aug 26, 2026 |
| Bradley S. Powell | Director | 3,546 | 0.01% | Aug 26, 2026 |
| Paulette R. Dodson | Director | 8,526 | 0.02% | May 13, 2026 |
| Elizabeth McLaughlin | Director | 10,635 | 0.02% | May 13, 2026 |
| Max Broden | Director | 8,571 | 0.02% | May 13, 2026 |
| Jacqueline L. Davidson | Director | 16,564 | 0.04% | Jan 3, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Murray B. Low Director | Nov 10, 2026 | Sale | −6,537 | $34.21 | $223.62K | 147,997 |
| Howard E. Rubin Director | Nov 9, 2026 | Sale | −30,000 | $35.23 | $1.06M | 203,288 |
| Margaret Tooth CEO, Director | Nov 9, 2026 | Sale(10b5-1 plan) | −100 | $36.92 | $3.69K | 182,952 |
| Margaret Tooth CEO, Director | Nov 9, 2026 | Sale(10b5-1 plan) | −1,900 | $36.44 | $69.24K | 183,052 |
| John R. Gallagher Chief Operating Officer | Oct 28, 2026 | Sale(10b5-1 plan) | −431 | $29.12 | $12.55K | 32,880 |
| Margaret Tooth CEO, Director | Oct 9, 2026 | Sale(10b5-1 plan) | −1,000 | $25.84 | $25.84K | 184,952 |
| John R. Gallagher Chief Operating Officer | Sep 28, 2026 | Sale(10b5-1 plan) | −431 | $22.92 | $9.88K | 33,311 |
| Margaret Tooth CEO, Director | Sep 11, 2026 | Sale(10b5-1 plan) | −1,000 | $25.00 | $25.00K | 185,952 |
| John R. Gallagher Chief Operating Officer | Aug 28, 2026 | Sale(10b5-1 plan) | −3,604 | $29.70 | $107.04K | 33,742 |
| Fawwad Qureshi Chief Financial Officer | Aug 26, 2026 | Sale | −6,111 | $30.01 | $183.39K | 4,230 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 25, 2026 | Option exercise | +41 | – | – | 81,481 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 25, 2026 | Tax withholding | −9 | $31.84 | $287 | 81,472 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 25, 2026 | Option exercise | +354 | – | – | 81,826 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 25, 2026 | Tax withholding | −86 | $31.84 | $2.74K | 81,740 |
| Asher Bearman Chief Legal Officer | Aug 25, 2026 | Tax withholding | −40 | $31.84 | $1.27K | 74,013 |
| Asher Bearman Chief Legal Officer | Aug 25, 2026 | Option exercise | +125 | – | – | 74,053 |
| Simon Wheeler EVP, Trupanion International | Aug 25, 2026 | Tax withholding | −161 | $31.84 | $5.13K | 25,327 |
| Simon Wheeler EVP, Trupanion International | Aug 25, 2026 | Option exercise | +322 | – | – | 25,488 |
| Margaret Tooth CEO, Director | Aug 25, 2026 | Sale | −491 | $31.84 | $15.63K | 186,952 |
| Margaret Tooth CEO, Director | Aug 25, 2026 | Option exercise | +1,250 | – | – | 187,443 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Option exercise | +31 | – | – | 14,274 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Tax withholding | −125 | $31.84 | $3.98K | 14,243 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Option exercise | +234 | – | – | 14,368 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Tax withholding | −16 | $31.84 | $509 | 14,258 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Option exercise | +17 | – | – | 14,275 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Tax withholding | −9 | $31.84 | $287 | 14,266 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Option exercise | +338 | – | – | 14,604 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Tax withholding | −180 | $31.84 | $5.73K | 14,424 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Option exercise | +27 | – | – | 14,451 |
| Brenna McGibney Chief Administration Officer | Aug 25, 2026 | Tax withholding | −14 | $31.84 | $446 | 14,437 |
| Fawwad Qureshi Chief Financial Officer | Aug 25, 2026 | Tax withholding | −1,497 | $31.84 | $47.66K | 10,341 |
| Fawwad Qureshi Chief Financial Officer | Aug 25, 2026 | Option exercise | +3,750 | – | – | 11,838 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Option exercise | +45 | – | – | 37,356 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Tax withholding | −110 | $31.84 | $3.50K | 37,311 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Option exercise | +452 | – | – | 37,421 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Tax withholding | −6 | $31.84 | $191 | 36,969 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Option exercise | +28 | – | – | 36,975 |
| John R. Gallagher Chief Operating Officer | Aug 25, 2026 | Tax withholding | −10 | $31.84 | $318 | 37,346 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 22, 2026 | Tax withholding | −713 | $31.76 | $22.64K | 80,280 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 22, 2026 | Option exercise | +2,931 | – | – | 80,993 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 22, 2026 | Option exercise | +1,533 | – | – | 81,813 |
| Steve Weinrauch EVP, North Am & Vet Strategy | Aug 22, 2026 | Tax withholding | −373 | $31.76 | $11.85K | 81,440 |
| Howard E. Rubin Director | Aug 22, 2026 | Option exercise | +140 | – | – | 233,288 |
| Howard E. Rubin Director | Aug 22, 2026 | Option exercise | +140 | – | – | 233,148 |
| Howard E. Rubin Director | Aug 22, 2026 | Option exercise | +140 | – | – | 233,008 |
| Darryl Rawlings Director | Aug 22, 2026 | Option exercise | +313 | – | – | 25,151 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Tax withholding | −86 | $31.76 | $2.73K | 72,423 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Option exercise | +9 | – | – | 72,432 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Tax withholding | −2 | $31.76 | $64 | 72,430 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Option exercise | +379 | – | – | 72,809 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Tax withholding | −123 | $31.76 | $3.91K | 72,686 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Option exercise | +1,832 | – | – | 74,518 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Tax withholding | −590 | $31.76 | $18.74K | 73,928 |
| Asher Bearman Chief Legal Officer | Aug 22, 2026 | Option exercise | +265 | – | – | 72,509 |
| Bradley S. Powell Director | Aug 22, 2026 | Option exercise | +1,640 | – | – | 3,546 |
| Simon Wheeler EVP, Trupanion International | Aug 22, 2026 | Tax withholding | −263 | $31.76 | $8.35K | 24,504 |
| Simon Wheeler EVP, Trupanion International | Aug 22, 2026 | Option exercise | +385 | – | – | 24,889 |
| Simon Wheeler EVP, Trupanion International | Aug 22, 2026 | Tax withholding | −192 | $31.76 | $6.10K | 24,697 |
| Simon Wheeler EVP, Trupanion International | Aug 22, 2026 | Option exercise | +938 | – | – | 25,635 |
| Simon Wheeler EVP, Trupanion International | Aug 22, 2026 | Tax withholding | −469 | $31.76 | $14.90K | 25,166 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
9.49%
4M shares short
Days to cover
11.2
At 0M shares a day
Change since last report
+6.8%
From 4M shares
Short volume, 20 days
61.4%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of Trupanion's stock actually held short. Settlement fails (shares not delivered on time) peaked at 10,710 shares on Aug 19, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Murray B. Low Director | Nov 10, 2026 | 6,537 | $223.63K | Nov 10, 2026 | STOCK OPTION EXERCISE |
| Margaret Tooth Officer, Director | Nov 9, 2026 | 2,000 | $72.93K | Nov 9, 2026 | Restricted Stock |
| Howard E. Rubin Director | Nov 9, 2026 | 50,000 | $1.76M | Nov 9, 2026 | STOCK OPTION EXERCISE |
| John R. Gallagher Officer | Oct 28, 2026 | 431 | $12.55K | Oct 28, 2026 | Restricted Stock |
| Margaret Tooth Officer, Director | Oct 9, 2026 | 1,000 | $25.84K | Oct 9, 2026 | Restricted Stock |
| John R. Gallagher Officer | Sep 28, 2026 | 431 | $9.88K | Sep 28, 2026 | Restricted Stock |
| Margaret Tooth Officer, Director | Sep 11, 2026 | 1,000 | $25.00K | Sep 11, 2026 | Restricted Stock |
| John R. Gallagher Officer | Aug 28, 2026 | 3,604 | $107.04K | Aug 28, 2026 | Restricted Stock |
| Fawwad Qureshi Officer | Aug 26, 2026 | 6,111 | $183.37K | Aug 26, 2026 | Restricted Stock |
| Margaret Tooth Officer, Director | Aug 11, 2026 | 978 | $28.41K | Aug 11, 2026 | Restricted Stock |
| John R. Gallagher Officer | Jul 28, 2026 | 431 | $10.81K | Jul 28, 2026 | Restricted Stock |
| John R. Gallagher Officer | Jun 29, 2026 | 431 | $10.93K | Jun 29, 2026 | Restricted Stock |
| Steve Weinrauch Officer | Jun 5, 2026 | 6,674 | $146.83K | Jun 5, 2026 | Stock Option Exercise |
| John R. Gallagher Officer | May 28, 2026 | 3,603 | $78.15K | May 28, 2026 | Restricted Stock |
| Fawwad Qureshi Officer | May 27, 2026 | 6,177 | $136.94K | May 27, 2026 | Restricted Stock |
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