Trupanion, Inc. (TRUP) stock
Close on Nov 12, 2026Market cap $1.50BP/E 56.2Yield –
Trupanion, Inc. grew revenue 11.4% to $1.56B over the twelve months to Sep 30, 2026. Operating income rose 294.9% to $27.83M, moving the operating margin from 0.5% to 1.8%. Free cash flow was $86.71M, up 20.7% from a year earlier. At the latest close the market valued the company at $1.50B, 56.2 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.50B
- P/E ratio
- 56.2
- Price to sales
- 0.96
- Price to book
- 3.77
- Dividend yield
- –
- Free cash flow yield
- 5.76%
Fundamentals
- Revenue
- $1.56B
- EPS, diluted
- $0.61
- Free cash flow
- $86.71M
- Book value per share
- $9.12
- Diluted shares
- 44M
Trading
- Next earnings
- Feb 11, 2027 (estimated, after the close)
- Previous close
- $34.36
- Open
- $34.57
- Day's range
- $33.92 – $34.92
- Volume
- 241,699
- Average volume (20 days)
- 457,454
- Index membership
- S&P SmallCap 600 (since Nov 2020), Russell 2000, Russell 3000
- Beta (5 years)
- 1.84
- 52-week range
- $21.16 – $39.61
- RSI (14 days)
- 67.8
- Volatility (1 year)
- 47.9%
- Relative volume
- 0.52×
- WACC
- 13.7%
Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2014, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | TRUP | S&P 500 | Difference | TRUP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +30.5% | -2.7% | +33.2 pts | ||
| 3 months | +13.1% | -1.7% | +14.9 pts | ||
| Year to date | -8.2% | +11.9% | −20.1 pts | ||
| 1 year | -11.8% | +12.0% | −23.8 pts | ||
| 3 years | +58.3% | +78.2% | −19.9 pts | +16.5% | +21.2% |
| 5 years | -73.6% | +73.2% | −146.9 pts | -23.4% | +11.6% |
| 10 years | +99.7% | +309.6% | −210.0 pts | +7.2% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Trupanion filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Trupanion
Hospital & Medical Service Plans
Trupanion, Inc. provides medical insurance plans for cats and dogs. The company operates through two main business segments: subscription business and other business. In its subscription segment, Trupanion offers direct-to-consumer medical insurance policies under the Trupanion brand, as well as products under brand names like Furkin and PHI Direct, alongside co-branded offerings marketed by third parties. Its other business segment provides commercial underwriting services for third-party insurance partners, employer-sponsored initiatives, and the U.S. Department of Veterans Affairs. Trupanion primarily serves pet owners, veterinary hospitals, and business-to-business corporate clients seeking pet health coverage solutions.
Company profile, executives and historyTrupanion stock: common questions
What is Trupanion's stock price?
TRUP closed at $34.30 on Nov 12, 2026, down 0.17% on the day. Over the past 52 weeks it traded between $21.16 and $39.61.
What is Trupanion's market cap?
Trupanion was worth $1.50B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is TRUP's P/E ratio?
TRUP trades at 56.2 times earnings, based on diluted earnings per share of $0.61 over the twelve months to Sep 30, 2026.
How much revenue does Trupanion make?
Trupanion reported revenue of $1.56B for the twelve months to Sep 30, 2026, up 11.4% from a year earlier.
Does Trupanion pay a dividend?
No. Trupanion has not paid a cash dividend over the last twelve months.
When does Trupanion report earnings next?
Trupanion is expected to report Q4 FY2026 results on Feb 11, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has TRUP stock performed over the past year?
Including dividends, TRUP returned -11.8% over the past year, against +12.0% for the S&P 500.
How many TRUP shares are sold short?
4M shares were sold short at the latest FINRA report, 9.51% of the float, or 11.2 days of average trading volume.
Who are Trupanion's competitors?
Companies most similar to Trupanion by business, industry and size include CLOV, ALHC, LMND, OSCR, HMN.
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