StockData
TransUnion logo

TransUnion (TRU) stock

TRUNYSEServices-Consumer Credit Reporting, Collection AgenciesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 27, 2026Score 19/3034% below fair value
$80.97−0.99 (-1.21%)

Close on Nov 12, 2026Market cap $15.44BP/E 19.7Yield 0.57%

TransUnion grew revenue 13.4% to $5.04B over the twelve months to Sep 30, 2026. Operating income rose 18.0% to $973.60M, moving the operating margin from 18.6% to 19.3%. Free cash flow was $910.10M, up 58.1% from a year earlier. At the latest close the market valued the company at $15.44B, 19.7 times its earnings.

Revenue
$5.04B
+13.4% vs. a year earlier
Operating income
$973.60M
+18.0% vs. a year earlier
Free cash flow
$910.10M
+58.1% vs. a year earlier
EPS, diluted
$4.11
+93.0% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$15.44B
P/E ratio
19.7
Price to sales
3.06
Price to book
3.18
Dividend yield
0.57%
Free cash flow yield
5.89%

Fundamentals

Revenue
$5.04B
Net income
$797.90M
EPS, diluted
$4.11
Free cash flow
$910.10M
Book value per share
$25.18
Diluted shares
193M

Trading

Next earnings
Feb 11, 2027 (estimated, before the open)
Previous close
$81.96
Open
$83.01
Day's range
$80.70 – $84.25
Volume
1,581,196
Average volume (20 days)
3,315,795
Index membership
S&P MidCap 400 (since Nov 2025), Russell 1000, Russell 3000
Beta (5 years)
1.48
52-week range
$60.96 – $89.12
RSI (14 days)
58.0
Volatility (1 year)
42.6%
Relative volume
0.61×
WACC
10.1%

Index membership is inferred from the holdings of funds that track each index (IJH, SPMD, IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2015, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodTRUS&P 500DifferenceTRU per yearS&P 500 per year
1 month+22.6%-2.7%+25.2 pts
3 months+2.1%-1.7%+3.8 pts
Year to date-5.1%+11.9%−17.0 pts
1 year-1.1%+12.0%−13.1 pts
3 years+56.2%+78.2%−21.9 pts+16.0%+21.2%
5 years-26.3%+73.2%−99.6 pts-5.9%+11.6%
10 years+184.0%+309.6%−125.6 pts+11.0%+15.1%

Fourteen years at a glance

Fiscal years 2012 to 2025 and trailing twelve months, USD

Revenue

$5.04B+13.4% YoY

Gross profit

–

Operating income

$973.60M+18.0% YoY

Net income

$797.90M+89.8% YoY

EPS, diluted

$4.11+93.0% YoY

Free cash flow

$910.10M+58.1% YoY
Reported periodTrailing twelve months

Press releases

Releases TransUnion filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About TransUnion

Services-Consumer Credit Reporting, Collection Agencies

TransUnion is a global information and insights company providing risk management, identity resolution, fraud mitigation, and data analytics solutions. Utilizing its OneTru platform, the organization delivers specialized product suites including TruVision, TruValidate, TruAudience, and TruIQ to manage credit risk, support audience targeting, and verify consumer identities. The firm serves diversified vertical markets consisting of Financial Services alongside Emerging Verticals such as Insurance, Technology, Retail and E-Commerce, Telecommunications, Media, Collections, and the Public Sector. Its customers include commercial banks, fintech lenders, automotive insurers, retailers, government bodies, and millions of individual consumers who monitor their personal credit profiles.

Company profile, executives and history

TransUnion stock: common questions

What is TransUnion's stock price?

TRU closed at $80.97 on Nov 12, 2026, down 1.21% on the day. Over the past 52 weeks it traded between $60.96 and $89.12.

What is TransUnion's market cap?

TransUnion was worth $15.44B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is TRU's P/E ratio?

TRU trades at 19.7 times earnings, based on diluted earnings per share of $4.11 over the twelve months to Sep 30, 2026.

How much revenue does TransUnion make?

TransUnion reported revenue of $5.04B for the twelve months to Sep 30, 2026, up 13.4% from a year earlier.

Does TransUnion pay a dividend?

Yes. TransUnion paid $0.46 per share over the last twelve months, a yield of 0.57% at the latest price.

When does TransUnion report earnings next?

TransUnion is expected to report Q4 FY2026 results on Feb 11, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has TRU stock performed over the past year?

Including dividends, TRU returned -1.1% over the past year, against +12.0% for the S&P 500.

How many TRU shares are sold short?

13M shares were sold short at the latest FINRA report, 6.79% of the float, or 3.3 days of average trading volume.

Who are TransUnion's competitors?

Companies most similar to TransUnion by business, industry and size include EFX, MCO, SPGI, NIQ, FICO.

See a number that looks wrong?