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Fair Isaac Corp (FICO) stock

FICONYSEServices-Business Services, NECFiscal year ends September 30
Financials through Q4 FY2026, quarter ended Sep 30, 2026Last filing: 10-K on Nov 6, 2026Score 18/3047% below fair value
$728.85−1.81 (-0.25%)

Close on Nov 11, 2026Market cap $15.74BP/E 20.1Yield –

Fair Isaac Corp grew revenue 27.3% to $2.53B over the twelve months to Sep 30, 2026. Operating income rose 36.9% to $1.27B, moving the operating margin from 46.5% to 49.9%. Free cash flow was $1.07B, up 39.0% from a year earlier. At the latest close the market valued the company at $15.74B, 20.1 times its earnings.

Revenue
$2.53B
+27.3% vs. a year earlier
Operating income
$1.27B
+36.9% vs. a year earlier
Free cash flow
$1.07B
+39.0% vs. a year earlier
EPS, diluted
$36.32
+36.9% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$15.74B
P/E ratio
20.1
Price to sales
6.21
Price to book
–
Dividend yield
–
Free cash flow yield
6.80%

Fundamentals

Revenue
$2.53B
Net income
$834.97M
EPS, diluted
$36.32
Free cash flow
$1.07B
Book value per share
-$179.80
Diluted shares
22M

Trading

Next earnings
Jan 27, 2027 (estimated, after the close)
Previous close
$730.66
Open
$718.29
Day's range
$716.12 – $734.94
Volume
877,316
Average volume (20 days)
807,239
Index membership
S&P 500 (since Mar 2023), Russell 1000, Russell 3000
Beta (5 years)
1.19
52-week range
$586.05 – $1858.91
RSI (14 days)
45.7
Volatility (1 year)
63.1%
Relative volume
1.35×
WACC
9.0%

On 2 of our idea lists: Buyback cannibals, Superinvestor favorites

Index membership is inferred from the holdings of funds that track each index (VOO, IVV, SPYM, IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2009, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodFICOS&P 500DifferenceFICO per yearS&P 500 per year
1 month+9.2%-2.4%+11.6 pts
3 months-29.8%-1.2%−28.6 pts
Year to date-56.9%+12.3%−69.2 pts
1 year-59.5%+12.4%−71.9 pts
3 years-26.9%+78.8%−105.7 pts-9.9%+21.4%
5 years+92.9%+75.2%+17.7 pts+14.0%+11.9%
10 years+539.5%+311.1%+228.4 pts+20.4%+15.2%

Fifteen years at a glance

Fiscal years 2012 to 2026, USD

Revenue

$2.53B+27.3% YoY

Gross profit

$2.18B+33.4% YoY

Operating income

$1.27B+36.9% YoY

Net income

$834.97M+28.1% YoY

EPS, diluted

$36.32+36.9% YoY

Free cash flow

$1.07B+39.0% YoY
Reported period

Press releases

Releases Fair Isaac filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Fair Isaac

Services-Business Services, NEC

Fair Isaac Corporation (FICO) is an analytics software company that enables businesses to operationalize intelligence and make high-velocity decisions at scale. The company operates through two segments: Scores and Software. Its Scores segment offers predictive scoring solutions, prominently the FICO Score used widely across the credit lifecycle, along with business-to-consumer subscriptions via myFICO.com. The Software segment provides intelligent decisioning technologies anchored by the FICO Platform, which features capabilities such as decision modeling, omnichannel communications, simulation, optimization, and data management, deployable through software-as-a-service or on-premises. FICO serves thousands of clients across various sectors, including financial institutions, insurers, retailers, telecommunications providers, and public agencies, as well as individual consumers.

Company profile, executives and history

Fair Isaac stock: common questions

What is Fair Isaac's stock price?

FICO closed at $728.85 on Nov 11, 2026, down 0.25% on the day. Over the past 52 weeks it traded between $586.05 and $1858.91.

What is Fair Isaac's market cap?

Fair Isaac was worth $15.74B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is FICO's P/E ratio?

FICO trades at 20.1 times earnings, based on diluted earnings per share of $36.32 over the twelve months to Sep 30, 2026.

How much revenue does Fair Isaac make?

Fair Isaac reported revenue of $2.53B for the twelve months to Sep 30, 2026, up 27.3% from a year earlier.

Does Fair Isaac pay a dividend?

No. Fair Isaac has not paid a cash dividend over the last twelve months.

When does Fair Isaac report earnings next?

Fair Isaac is expected to report Q1 FY2027 results on Jan 27, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has FICO stock performed over the past year?

Including dividends, FICO returned -59.5% over the past year, against +12.4% for the S&P 500.

How many FICO shares are sold short?

3M shares were sold short at the latest FINRA report, 12.11% of the float, or 3.1 days of average trading volume.

Who are Fair Isaac's competitors?

Companies most similar to Fair Isaac by business, industry and size include MSCI, EXLS, WEX, FIS, TIC.

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