Transcontinental Realty Investors Inc (TCI) stock analysis
Close on Nov 12, 2026Market cap $420.71MP/E 57.1Yield 0.00%
StockData Score
Prices as of Nov 12, 2026How the score works
Weak6 of 30 checks passed
Transcontinental Realty Investors passes 6 of the 30 checks behind our score; 11 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.
- Valuation
- 1/6
- Growth
- 3/6
- Past performance
- 2/6
- Financial health
- 0/6
- Dividend
- 0/6
What stands out
Earnings grew over 5 years
Net income grew 15.7% a year on average over the last five fiscal years.
Revenue growing 10%+ a year
Revenue grew 10.2% a year over the last three fiscal years.
Earnings growth accelerating
Net income grew 28.0% over the last twelve months, against a 5-year average of 15.7% a year.
P/B below the industry
Transcontinental Realty Investors's price-to-book of 0.50 is below the Miscellaneous Investing median of 1.20.
What to watch
Margin of safety under 20%
The price is 56.3% above fair value, so there is no margin of safety.
Trading above fair value
The share price of $47.95 is above our fair value estimate of $30.68.
Return on equity under 15%
Return on equity was 0.9% over the last twelve months and averaged 17.2% over five years; we look for 15% on both.
Return on capital under 10%
Return on invested capital was -1.1%, below the 10% that usually covers the cost of capital.
Valuation1/6
P/E above its 5-year median
Transcontinental Realty Investors's P/E of 57.1 is above its own 5-year median of 39.5.
P/E above the industry
Transcontinental Realty Investors's P/E of 57.1 is above the Miscellaneous Investing median of 26.2.
EV/EBITDA above its 5-year median
Transcontinental Realty Investors's EV/EBITDA of 75.5 is above its 5-year median of 31.3.
P/B below the industry
Transcontinental Realty Investors's price-to-book of 0.50 is below the Miscellaneous Investing median of 1.20.
Trading above fair value
The share price of $47.95 is above our fair value estimate of $30.68.
Margin of safety under 20%
The price is 56.3% above fair value, so there is no margin of safety.
Growth3/6
Revenue growing 10%+ a year
Revenue grew 10.2% a year over the last three fiscal years.
EPS growing under 10% a year
Diluted EPS grew -69.1% a year over the last three fiscal years.
Earnings growth accelerating
Net income grew 28.0% over the last twelve months, against a 5-year average of 15.7% a year.
Growing faster than the industry
Revenue grew 4.9% over the last twelve months; the Miscellaneous Investing median is 4.6%.
Company guidance
No outlook found in earnings releases from the last twelve months.
Gross margin trend
This company does not report gross profit.
Past performance2/6
Return on equity under 15%
Return on equity was 0.9% over the last twelve months and averaged 17.2% over five years; we look for 15% on both.
Return on capital under 10%
Return on invested capital was -1.1%, below the 10% that usually covers the cost of capital.
Return on equity below the industry
Transcontinental Realty Investors's return on equity of 0.9% is below the Miscellaneous Investing median of 3.1%.
Earnings grew over 5 years
Net income grew 15.7% a year on average over the last five fiscal years.
Net margin below its 5-year average
Net margin was 14.1% over the last twelve months, against a 5-year average of 271%.
Net margin above the industry
Transcontinental Realty Investors's net margin of 14.1% is above the Miscellaneous Investing median of 10.3%.
Financial health0/6
Debt level
Needs debt and equity figures.
Debt trend
Needs a balance sheet from five years ago with positive equity.
Debt coverage
Needs operating cash flow.
Interest not well covered
Operating income covers interest expense -1.1 times; we look for at least 5.
Short-term liquidity
The balance sheet is not split into current and non-current items.
Elevated bankruptcy risk
The Altman Z-score is 1.67; above 3 is the safe zone and below 1.8 the distress zone.
Dividend0/6
No dividend
Transcontinental Realty Investors has not paid a dividend in the last twelve months.
Yield against Treasuries
No dividend.
Yield against the market
No dividend.
Dividend stability
No dividend.
Earnings cover
No dividend.
Cash-flow cover
No dividend.
Fair value
How we estimate itOur estimate per share
$30.68
The share price is 56% above this estimate.
| Method | Multiple used | Own 5Y median | Industry median | Value per share | Weight |
|---|---|---|---|---|---|
| P/E | 32.9× | 39.5× | 26.2× | $27.63 | 47% |
| EV/EBITDA | 20.4× | 31.3× | 9.4× | $20.77 | 41% |
| P/B | 0.8× | 0.4× | 1.2× | $77.55 | 12% |
| Fair value | $30.68 | 100% | |||
Valuation over time
Using the earnings and balance sheet published at each date, not today's.
- P/E at month end
- Own 5-year median 39.5
- Miscellaneous Investing median 26.2
An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.
Market risk
From the past year of daily prices.
Liquidity
High risk
- Average value traded per day
- $454.65K
- Value traded per 1% price move
- $330.45K
Downside
High risk
- Typical loss in a bad month
- 33.8%
- Volatility (annualized)
- 58%
- Sharpe ratio, 1 year
- 0.02
- Beta to the S&P 500 (5Y)
- 0.15
Typical bad-month loss, week by week
Margins
Share of revenue, fiscal years 2011 to 2025
Operating margin
Net margin
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +4.2% | +10.2% | -3.0% | -7.1% | |
| Net income | +135.5% | -69.1% | +15.7% | – | |
| EPS, diluted | +135.3% | -69.1% | +15.8% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 0.0% | 2.0% | 1.6% | |
| Return on assets | 0.0% | 0.8% | 1.3% | |
| Debt to equity | 4.07 | – | – | |
| Net debt to EBITDA | 18.95× | – | – | |
| Interest coverage | 0.3× | -0.0× | -1.0× | |
| Capex to revenue | 67.3% | – | – | |
| Diluted shares | 9M | 9M | 9M |
Cash use needs five years of cash flow figures
Transcontinental Realty Investors does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 28.1% | 0.04× | 1.31× | 1.6% |
| FY2024 | 12.5% | 0.04× | 1.27× | 0.7% |
| FY2023 | 11.9% | 0.04× | 1.37× | 0.7% |
| FY2022 | 1277.3% | 0.04× | 1.71× | 80.0% |
| FY2021 | 23.0% | 0.05× | 2.41× | 2.7% |
| FY2020 | 11.7% | 0.07× | 2.59× | 2.0% |
| FY2019 | -56.0% | 0.06× | 2.50× | -7.8% |
| FY2018 | 121.7% | 0.14× | 3.96× | 66.1% |
| FY2017 | -12.6% | 0.10× | 6.33× | -8.0% |
| FY2016 | 0.0% | 0.10× | 5.56× | 0.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
- ProfitableNet income above zero$13.80M
- Cash generatingOperating cash flow above zero-$2.89M
- Return on assets improvedROA up on the prior year0.6% → 1.3%
- Earnings backed by cashOperating cash flow above net income-$2.89M vs $13.80M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise9M → 9M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.05
See a number that looks wrong?