Synchrony Financial (SYF) stock
Close on Nov 13, 2026Market cap $22.50BP/E 7.5Yield 1.59%
Synchrony Financial grew revenue 2.6% to $19.31B over the twelve months to Sep 30, 2026. At the latest close the market valued the company at $22.50B, 7.5 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $22.50B
- P/E ratio
- 7.5
- Price to sales
- 1.16
- Price to book
- 1.36
- Dividend yield
- 1.59%
- Free cash flow yield
- –
Fundamentals
- Revenue
- $19.31B
- Net income
- $3.33B
- EPS, diluted
- $9.58
- Book value per share
- $51.33
- Diluted shares
- 322M
Trading
- Next earnings
- Jan 26, 2027 (estimated, before the open)
- Previous close
- $71.66
- Open
- $72.50
- Day's range
- $71.81 – $73.04
- Volume
- 6,963,351
- Average volume (20 days)
- 4,874,099
- Index membership
- S&P 500, Russell 1000, Russell 3000
- Beta (5 years)
- 1.23
- 52-week range
- $63.08 – $88.77
- RSI (14 days)
- 43.1
- Volatility (1 year)
- 31.2%
- Relative volume
- 1.93×
- WACC
- 11.3%
On 2 of our idea lists: Undervalued and financially sound, Superinvestor favorites
Index membership is inferred from the holdings of funds that track each index (VOO, IVV, SPYM, IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2014, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | SYF | S&P 500 | Difference | SYF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.8% | -3.0% | +1.2 pts | ||
| 3 months | -9.8% | -2.8% | −7.0 pts | ||
| Year to date | -12.3% | +11.5% | −23.8 pts | ||
| 1 year | -0.9% | +13.5% | −14.3 pts | ||
| 3 years | +158.4% | +77.7% | +80.7 pts | +37.2% | +21.1% |
| 5 years | +60.2% | +72.6% | −12.5 pts | +9.9% | +11.5% |
| 10 years | +179.6% | +308.2% | −128.5 pts | +10.8% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Press releases
Releases Synchrony Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Update
- Results
- Results
- Results
- Update
About Synchrony Financial
Finance Services
The provided filing excerpt contains raw XBRL data tags, accounting taxonomies, CIK identifiers, and balance sheet member definitions rather than narrative text. While tags reference terms such as credit card receivables, consumer loans, commercial portfolio segments, and entities including Ally Lending and Pets Best, the text does not contain prose describing the company's business operations, primary products, or target customers.
Company profile, executives and historySynchrony Financial stock: common questions
What is Synchrony Financial's stock price?
SYF closed at $72.25 on Nov 13, 2026, up 0.82% on the day. Over the past 52 weeks it traded between $63.08 and $88.77.
What is Synchrony Financial's market cap?
Synchrony Financial was worth $22.50B at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is SYF's P/E ratio?
SYF trades at 7.5 times earnings, based on diluted earnings per share of $9.58 over the twelve months to Sep 30, 2026.
How much revenue does Synchrony Financial make?
Synchrony Financial reported revenue of $19.31B for the twelve months to Sep 30, 2026, up 2.6% from a year earlier.
Does Synchrony Financial pay a dividend?
Yes. Synchrony Financial paid $1.15 per share over the last twelve months, a yield of 1.59% at the latest price, and has raised its annual dividend 4 years in a row.
When does Synchrony Financial report earnings next?
Synchrony Financial is expected to report Q4 FY2026 results on Jan 26, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has SYF stock performed over the past year?
Including dividends, SYF returned -0.9% over the past year, against +13.5% for the S&P 500.
How many SYF shares are sold short?
17M shares were sold short at the latest FINRA report, 5.59% of the float, or 4.8 days of average trading volume.
Who are Synchrony Financial's competitors?
Companies most similar to Synchrony Financial by business, industry and size include TU, NU, TD, XPEV, IP.
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