Synchrony Financial vs Telus
SYF and TU side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SYF and TU compare
Synchrony Financial grew revenue faster over the last twelve months (2.6% versus 0.59% for Telus).
Synchrony Financial keeps more of each dollar of sales as profit, with a net margin of 17.3% compared with 5.4% at Telus.
Synchrony Financial pays a dividend yielding 1.3%; Telus does not pay one.
Synchrony Financial scores higher on the StockData Score (15 against 2 for Telus), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SYF | TU |
|---|---|---|
| Size and price | ||
| Market cap | $22.5B | – |
| Share price | $72.25 | $8.53 |
| Change, 1 year | −4.3% | −41.9% |
| Change, 5 years | 50.9% | −62.9% |
| Beta (5Y) | 1.23 | 0.35 |
| Employees | 20K | 32K |
| StockData Score | ||
| Total score | 15 (better) | 2 |
| Valuation score | 3 (better) | 0 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 0 |
| Health score | 4 (better) | 0 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 7.5× | – |
| P/S | 1.2× | – |
| P/B | 1.4× | – |
| PEG | 0.51 | – |
| Fair value | $127.47 | – |
| Margin of safety | 43.3% | – |
| Growth | ||
| Revenue growth (TTM) | 2.6% (better) | 0.59% |
| Revenue growth, 5Y average | 5.1% | 5.8% (better) |
| Net income growth (TTM) | −6.8% | 12.1% (better) |
| EPS growth (TTM) | 4.6% | 7.5% (better) |
| EPS growth, 5Y average | 32.5% (better) | −5.2% |
| Profitability | ||
| Gross margin | – | 88.3% |
| Operating margin | – | 11.5% |
| Net margin | 17.3% (better) | 5.4% |
| FCF margin | – | 10.4% |
| Return on equity | 19.8% (better) | 7.8% |
| Return on invested capital | – | 3.5% |
| Financial health | ||
| Debt / equity | 0.00 | 2.37 (better) |
| Net debt / EBITDA | – | 4.68 |
| Interest coverage | – | 2.0× |
| Current ratio | – | 0.67 |
| Altman Z-score | 0.59 | – |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.3% | – |
| Payout ratio | 12.6% | – |
| Years of dividend growth | 4 | – |
| Dividend growth, 5Y average | 5.5% | – |
| Buyback yield | 17.1% | – |
| Shareholder yield | 18.4% | – |
| Ownership | ||
| Held by institutions | 111% | 44.0% |
| Held by insiders | 0.56% | 0.00% |
| Insider net buying, 12 months | −$43.6M | – |
| Superinvestors holding | 3 | – |
| Short interest, % of float | 5.6% | – |
Go deeper
- SYF stock overview
- SYF income statement
- SYF valuation and score
- TU stock overview
- TU income statement
- TU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.