Standard Premium Finance Holdings, Inc. (SPFX) stock
SPFXOTCMiscellaneous Business Credit InstitutionFiscal year ends December 31
$3.15+0.00 (0.00%)
Close on Oct 19, 2026Market cap –P/E 10.9Yield –
Standard Premium Finance statistics
49 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- –
Share statisticsIndustry
- Shares Change (YoY)
- 3.51%
- 13.6%
- Float
- 2M
- 40M
- Shares Held by Insiders
- 36.5%
- 18.2%
MarginsIndustry
- Pretax Margin
- 12.8%
- -6.66%
- EBITDA Margin
- 46.1%
- -66.0%
- FCF Margin
- 22.9%
- -32.1%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.8%
- -20.8%
- Return on Assets (ROA)
- 1.46%
- -7.97%
Financial positionIndustry
- Current Ratio
- 1.25
- 1.55
- Quick Ratio
- 0.02
- 0.43
- Debt / Equity
- 0.81
- 0.18
- Debt / EBITDA
- 1.32
- 1.32
- Debt / FCF
- 2.66
- 4.71
- Net Debt / EBITDA
- 1.32
- -0.89
GrowthIndustry
- Revenue Growth (YoY)
- 2.69%
- 15.4%
- Net Income Growth (YoY)
- 23.9%
- -22.9%
- EPS Growth (YoY)
- 20.8%
- 3.77%
- FCF Growth (YoY)
- 61.0%
- 16.1%
- Revenue Growth (3Y CAGR)
- 15.2%
- 5.94%
- Revenue Growth (5Y CAGR)
- 14.1%
- 10.7%
- EPS Growth (3Y CAGR)
- 11.4%
- 5.11%
EfficiencyIndustry
- Asset Turnover
- 0.15
- 0.16
- Revenue Per Employee
- $498.79K
- $675.54K
- Profits Per Employee
- $48.56K
- -$170.28K
- Employee Count
- 25
- 47
Income statement (TTM)Industry
- Pretax Income
- $1.59M
- -$2.77M
Balance sheetIndustry
- Net Cash (Debt)
- -$7.58M
- $7.04M
- Net Cash Per Share
- -$2.59
- $0.19
- Equity (Book Value)
- $9.39M
- $224.68M
- Book Value Per Share
- $3.20
- $4.10
- Tangible Book Value
- $9.39M
- $156.69M
- Working Capital
- $18.15M
- $11.77M
Cash flow (TTM)Industry
- Capital Expenditures
- -$33.42K
- -$4.95M
- FCF Per Share
- $0.97
- -$0.22
Taxes and interestIndustry
- Interest Expense
- $4.11M
- $4.05M
- Income Tax
- $378.30K
- $213.00K
- Effective Tax Rate
- 23.8%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $4.57
- $31.08
- Piotroski F-Score
- 4
- 4
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.
| Period | SPFX | S&P 500 | Difference | SPFX per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +25.0% | +0.6% | +24.4 pts | ||
| 3 months | -2.8% | +3.4% | −6.2 pts | ||
| Year to date | +50.0% | +13.3% | +36.7 pts | ||
| 1 year | +75.0% | +16.6% | +58.4 pts | ||
| 3 years | -54.7% | +86.4% | −141.1 pts | -23.2% | +23.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.
0M SPFX shares were sold short on Oct 15, 2026, up 0.0% from the previous report. At recent volumes it would take 1.0 days to buy them back.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 15, 2026 | 10 | 0.0% | 94 | 1.0 |
| Sep 30, 2026 | 10 | – | 852 | 1.0 |
| Aug 14, 2026 | 57 | -59.3% | 297 | 1.0 |
| Jul 31, 2026 | 140 | – | 590 | 1.0 |
| Jun 30, 2026 | 80 | 0.0% | 389 | 1.0 |
| Jun 15, 2026 | 80 | – | 330 | 1.0 |
| May 15, 2026 | 128 | +190.9% | 1,009 | 1.0 |
| Apr 30, 2026 | 44 | -38.0% | 2,275 | 1.0 |
| Apr 15, 2026 | 71 | -45.0% | 806 | 1.0 |
| Mar 31, 2026 | 129 | – | 387 | 1.0 |
| Jan 15, 2026 | 5 | 0.0% | 370 | 1.0 |
| Dec 31, 2025 | 5 | 0.0% | 1,034 | 1.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?