Standard Premium Finance Holdings, Inc. (SPFX) stock
Close on Oct 19, 2026Market cap –P/E 10.9Yield –
Standard Premium Finance Holdings, Inc. grew revenue 2.7% to $12.47M over the twelve months to Dec 31, 2025. Free cash flow was $2.85M, up 61.0% from a year earlier.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- –
- P/E ratio
- 10.9
- Price to sales
- –
- Price to book
- –
- Dividend yield
- –
- Free cash flow yield
- –
Fundamentals
- Revenue
- $12.47M
- Net income
- $1.21M
- EPS, diluted
- $0.29
- Free cash flow
- $2.85M
Trading
- Previous close
- $3.15
- Open
- $3.15
- Day's range
- $3.15 – $3.15
- Volume
- 0
Market cap history
Month-end market cap since 2022, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.
| Period | SPFX | S&P 500 | Difference | SPFX per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +25.0% | +0.6% | +24.4 pts | ||
| 3 months | -2.8% | +3.4% | −6.2 pts | ||
| Year to date | +50.0% | +13.3% | +36.7 pts | ||
| 1 year | +75.0% | +16.6% | +58.4 pts | ||
| 3 years | -54.7% | +86.4% | −141.1 pts | -23.2% | +23.1% |
Seven years at a glance
Fiscal years 2019 to 2025, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Standard Premium Finance filed with the SEC as exhibits to Form 8-K or 6-K
About Standard Premium Finance
Miscellaneous Business Credit Institution
Standard Premium Finance Holdings, Inc. is a specialized finance company that originates collateralized loans to businesses and individuals to finance commercial property and casualty insurance premiums. Borrowers make an upfront down payment, typically between 20% and 25%, while the company finances the remaining annual premium over a nine-to-eleven-month repayment term. In the event of a borrower default, the loans are secured by the unearned premium returned upon policy cancellation. The company distributes its financing solutions primarily through a network of independent insurance brokers and agents across the commercial insurance sector.
Company profile, executives and historyStandard Premium Finance stock: common questions
What is Standard Premium Finance's stock price?
SPFX closed at $3.15 on Oct 19, 2026, up 0.00% on the day.
What is SPFX's P/E ratio?
SPFX trades at 10.9 times earnings, based on diluted earnings per share of $0.29 over the twelve months to Dec 31, 2025.
How much revenue does Standard Premium Finance make?
Standard Premium Finance reported revenue of $12.47M for the twelve months to Dec 31, 2025, up 2.7% from a year earlier.
Does Standard Premium Finance pay a dividend?
No. Standard Premium Finance has not paid a cash dividend over the last twelve months.
How has SPFX stock performed over the past year?
Including dividends, SPFX returned +75.0% over the past year, against +16.6% for the S&P 500.
Who are Standard Premium Finance's competitors?
Companies most similar to Standard Premium Finance by business, industry and size include SWKHL, TROO, FINV, FRMM, OMCC.
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