SmartFinancial Inc. (SMBK) stock
Close on Nov 13, 2026Market cap $821.92MP/E 13.1Yield 0.67%
SmartFinancial Inc. grew revenue 13.7% to $220.61M over the twelve months to Sep 30, 2026. Free cash flow was $35.72M, down 39.0% from a year earlier. At the latest close the market valued the company at $821.92M, 13.1 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $821.92M
- P/E ratio
- 13.1
- Price to sales
- 3.73
- Price to book
- 1.41
- Dividend yield
- 0.67%
- Free cash flow yield
- 4.35%
Fundamentals
- Revenue
- $220.61M
- EPS, diluted
- $3.68
- Free cash flow
- $35.72M
- Book value per share
- $34.20
- Diluted shares
- 17M
Trading
- Next earnings
- Jan 19, 2027 (estimated, during market hours)
- Previous close
- $47.88
- Open
- $47.90
- Day's range
- $47.45 – $48.07
- Volume
- 181,810
- Average volume (20 days)
- 123,904
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.70
- 52-week range
- $34.50 – $54.14
- RSI (14 days)
- 43.1
- Volatility (1 year)
- 23.9%
- Relative volume
- 1.53×
- WACC
- 8.6%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | SMBK | S&P 500 | Difference | SMBK per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -4.3% | -3.0% | −1.2 pts | ||
| 3 months | -8.6% | -2.8% | −5.8 pts | ||
| Year to date | +30.7% | +11.5% | +19.2 pts | ||
| 1 year | +35.4% | +13.5% | +21.9 pts | ||
| 3 years | +133.5% | +77.7% | +55.8 pts | +32.7% | +21.1% |
| 5 years | +89.7% | +72.6% | +17.1 pts | +13.7% | +11.5% |
| 10 years | +196.7% | +308.2% | −111.4 pts | +11.5% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases SmartFinancial filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Results
- Results
- Results
- Update
About SmartFinancial
National Commercial Banks
SmartFinancial, Inc. operates as a bank holding company whose primary business is conducted through its subsidiary, SmartBank. The institution provides retail and commercial banking services to individuals and businesses, collecting customer deposits and deploying capital into commercial, consumer, residential, and construction loans as well as leases. Beyond traditional banking, the company provides equipment financing and leasing for semi-trucks, trailers, and heavy machinery through its subsidiary, Fountain Equipment Finance, LLC. It also offers non-deposit investment products and advisory services to the public in partnership with Raymond James Financial Services.
Company profile, executives and historySmartFinancial stock: common questions
What is SmartFinancial's stock price?
SMBK closed at $48.07 on Nov 13, 2026, up 0.40% on the day. Over the past 52 weeks it traded between $34.50 and $54.14.
What is SmartFinancial's market cap?
SmartFinancial was worth $821.92M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is SMBK's P/E ratio?
SMBK trades at 13.1 times earnings, based on diluted earnings per share of $3.68 over the twelve months to Sep 30, 2026.
How much revenue does SmartFinancial make?
SmartFinancial reported revenue of $220.61M for the twelve months to Sep 30, 2026, up 13.7% from a year earlier.
Does SmartFinancial pay a dividend?
Yes. SmartFinancial paid $0.32 per share over the last twelve months, a yield of 0.67% at the latest price.
When does SmartFinancial report earnings next?
SmartFinancial is expected to report Q4 FY2026 results on Jan 19, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has SMBK stock performed over the past year?
Including dividends, SMBK returned +35.4% over the past year, against +13.5% for the S&P 500.
How many SMBK shares are sold short?
1M shares were sold short at the latest FINRA report, 3.59% of the float, or 4.3 days of average trading volume.
Who are SmartFinancial's competitors?
Companies most similar to SmartFinancial by business, industry and size include WBHC, CARE, FISI, FULT, CHCO.
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